Introduction
In the past, most vehicle owners had to rely on agents to renew their insurance and roadtax. Today, the benefits of buying car insurance through platforms like BJAK are clear — everything is digital, with no appointments or long waits. Through BJAK, you can compare over 10 car insurance and takaful providers in Malaysia, including Zurich, Allianz, Liberty, and Takaful Malaysia — all in one place.
1. Cheaper and More Transparent Pricing
BJAK displays the real prices directly from insurance providers with no hidden charges. You can clearly see your premium, NCD, and add-ons before paying.
External agents, on the other hand, may include extra fees or undisclosed commissions in their pricing.
2. Instant Policy Issuance
When you buy car insurance on BJAK, BJAK issues your policy instantly (as long as your vehicle and owner details are correct). You receive a digital policy link via email or WhatsApp, giving you immediate coverage right after payment.
3. Widest Range of Providers in Malaysia
BJAK works with both takaful and conventional insurers, including:
- Takaful: Takaful Malaysia, Ikhlas, Zurich
- Conventional: Liberty, Allianz, RHB, P&O, Tokio Marine, Tune, MSIG, CHUBB
With this variety, you’re no longer tied to one agent or one insurer — full freedom to choose what fits you best.
4. Roadtax Renewal Made Easy
BJAK also lets you renew your roadtax online, either as a free digital version or with physical delivery for a small fee. No more waiting at JPJ or Pos Malaysia.
5. After-Sales Support You Can Rely On
BJAK provides local customer support for any post-purchase inquiries.
Unlike external agents, your entire record and policy history are stored digitally, so you can access everything anytime from your BJAK account.
Conclusion:
In short, the benefits of buying car insurance from BJAK go beyond just saving time and money — it gives you peace of mind with a smoother, faster, and clearer process. Compared to external agents, BJAK lets you compare multiple insurers, find the best deal, and complete everything in minutes. If you’re renewing in 2025, choosing BJAK could be the smartest move this year.
Read More:
Roadtax MyJPJ: Is Physical Still Required?
