Introduction
Introduction
Choosing car insurance for EVs, SUVs & sedans requires more than just comparing prices. Each vehicle type comes with different risks, repair costs, and coverage needs. BJAK provides a range of Takaful and conventional insurance plans, ensuring every vehicle owner—from electric car drivers to SUV users and sedan commuters—gets complete protection and convenience. This guide walks you through how to pick the right plan, understand additional benefits, and make the most of your coverage.
Why Vehicle Type Matters
EV (Electric Vehicle): EVs need specialized coverage for batteries, charging ports, and electric components.
SUV: Best suited for families, SUVs benefit from comprehensive and liability protection due to higher usage and value.
Sedan: Standard coverage focuses on accidents, theft, and fire—ideal for daily drivers.
Each category has different maintenance costs and claim factors, so choosing coverage that matches your driving habits and risk level is key.
Types of Insurance Offered by BJAK
Takaful: Based on mutual assistance principles, this is ideal for drivers seeking Shariah-compliant protection.
Conventional: Offers full protection with flexible coverage and faster claims processing.
BJAK partners with trusted insurers such as Takaful Malaysia, Zurich, Allianz, and Tokio Marine, giving users a wide selection to compare and customize their plan.
Additional BJAK Benefits
- BJAK VIP Rescue: Unlimited towing coverage available for all comprehensive policyholders.
- Digital Roadtax: No more queues—renew and access your roadtax instantly online.
- Panel Workshops: Receive professional servicing and repairs at approved workshops.
- Easy Claims: Submit and track claims digitally for faster approval and payment.
These benefits simplify ownership and ensure peace of mind throughout your insurance journey.
Tips for Choosing the Right Plan
- Compare plans by your vehicle type and daily usage.
- Look for value-added features like roadside assistance and panel workshop access.
- Review insurer reputation, claim process, and customer support before purchasing.
- Check if your EV, SUV, or sedan qualifies for specific discounts or packages on BJAK.
Conclusion
With car insurance for EVs, SUVs & sedans, vehicle owners can enjoy complete protection along with BJAK’s exclusive benefits such as VIP Rescue and panel workshops. Choosing the right plan not only protects your vehicle but also saves time, money, and stress—keeping you confident and covered wherever you drive.
Read More:
BJAK Insurer Guide – Coverage and Benefits Explained
