Introduction
With these Tips to Save on Car Insurance Costs, you can reduce your annual expenses without sacrificing essential coverage. Many drivers don’t realize that small steps—like comparing plans, selecting appropriate coverage, and using No Claim Discount (NCD)—can save hundreds of ringgit each year. Through BJAK’s platform, you can do all this quickly and easily.
1. Compare Insurance Plans on BJAK
Don’t buy from a single provider without checking others. Use BJAK to compare plans from multiple companies such as Allianz, Takaful Malaysia, Liberty, and more. Within seconds, you can see differences in price, coverage type, and additional benefits.
Tip: Choose the plan that offers the best value, not just the lowest price.
2. Make the Most of Your NCD (No Claim Discount)
NCD rewards drivers who make no claims over a certain period. Ensure your NCD rate is calculated correctly—it can reduce your insurance premium by up to 55%.
BJAK automatically calculates your NCD when you check your insurance, so you get the discount applied correctly.
3. Select Only the Add-Ons You Need
Add-ons like flood coverage, windscreen protection, or natural disaster coverage can be useful, but if they don’t fit your area, skipping them can save money.
For example, if you live in a high-altitude area rarely affected by floods, you can opt out of flood protection to cut costs.
4. Renew on Time
Don’t wait until your policy expires! Early renewal gives you time to compare plans calmly and avoid extra charges.
Use BJAK’s automatic reminders to ensure you never miss your next renewal date.
Conclusion
By following these Tips to Save on Car Insurance Costs, you can save money while enjoying coverage that fits your needs and budget. Use BJAK to compare plans, check your NCD, and select the best protection—all on one convenient platform.
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