Introduction
Driving without a license not only breaks the law but also carries significant risks in case of an accident. This article explains the penalties imposed and the insurance implications for unlicensed drivers.
Penalties for Driving Without a License
Fines and Imprisonment:
- Under the Road Transport Act 1987, drivers without a license may face fines up to RM2,000 or imprisonment for a maximum of 6 months.
Aggravated Offenses:
- Driving a commercial or e-hailing vehicle without a license can result in heavier penalties.
Police Summons:
- Roadside inspections will issue instant summons if the driver does not have a valid license.
Impact on Insurance
Claims Rejected:
- If an accident occurs, insurance will not pay if the driver does not hold a valid license.
NCD Affected:
- The driver loses the No Claim Discount (NCD) even if premiums have been fully paid.
Financial Risk:
- All repair costs and third-party claims must be borne personally by the driver.
Tips to Avoid Problems
- Ensure your driving license is valid before driving.
- If expired, renew immediately at JPJ or via official portals like MyJPJ.
- E-hailing drivers must ensure their license class matches the vehicle type they operate.
Conclusion
Driving without a license not only breaks the law but also exposes the driver to financial and safety risks. Ensure your license is valid and appropriate for the vehicle driven to avoid legal and insurance problems.
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