Introduction
Renewing car insurance seems simple, but many drivers make common mistakes renewing car insurance in Malaysia that can cause problems such as invalid policies, coverage gaps, or additional charges. This article guides you to identify these mistakes and avoid them, ensuring a smooth renewal process.
Common Mistakes When Renewing Car Insurance
- Ignoring NCD: Many forget to check their No Claim Discount before renewing, risking the loss of discounts.
- Coverage Gaps: Allowing the old policy to expire before renewing can result in a gap in protection.
- Incorrect Vehicle Information: Wrong engine number, chassis, or owner details can cause claims to be rejected.
- Choosing Inappropriate Add-Ons: Adding unnecessary coverage or missing essential add-ons.
- Focusing Only on Price: Not considering the insurer’s reputation or the type of protection offered.
How to Avoid Mistakes During Renewal
- Check NCD Before Renewal: Ensure there’s no gap and that your discount is applied correctly.
- Update All Vehicle Information: Confirm engine number, chassis, and owner details are accurate.
- Select Add-Ons Based on Needs: Examples include LLOP, Windshield, or VIP Rescue.
- Use Trusted Platforms: BJAK or other official platforms ensure a smooth process and valid policy.
- Start Early: Avoid last-minute renewals to prevent coverage gaps or technical issues.
Conclusion
By understanding common mistakes renewing car insurance in Malaysia and following preventive steps, you can keep your policy valid, complete, and problem-free. Check your NCD, update vehicle information, choose the right add-ons, and start the renewal process early to ensure uninterrupted car insurance coverage.
Read More:
