Water in Engine = Total Loss? Know the Flood Risks
Floods can quickly damage cars, including water in engine. This article explains the risks, how it affects your vehicle, and steps Malaysian drivers can take to prevent total loss.
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BJAK Content Team
BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options
Difference Between Vandalism vs Malicious Damage
Many drivers get confused when their car is damaged by someone else. This article explains the difference between vandalism vs malicious, which insurance covers it, and how to claim safely without affecting your NCD.
Accident But NCD Doesn’t Drop? Here’s How
Many drivers worry about losing their NCD after an accident, even if it wasn’t their fault. This article explains how to claim correctly so your NCD remains safe, including third-party claim options and the steps to follow before and after an accident.
Car Based on Usage, Not Just Looks
Many people choose a car for its looks or trends, but the smartest approach is to choose a car based on usage. This article helps you understand which type of car suits your family size, daily commute, and maintenance costs.
Small Windscreen Crack → Bigger? How to Claim
A small windscreen crack can quickly turn into a larger one if ignored. Many drivers are unsure when and how to file a claim without affecting their NCD. This article explains the proper steps to claim windscreen damage safely.
Car Got Scratched or Side Mirror Broken — Is It Covered?
Many drivers panic when their car got scratched or when the side mirror suddenly breaks. This article explains whether insurance covers it, when you can claim, and when it makes more sense to repair on your own to protect your NCD.
Beli Kereta Second-Hand: Semak Kerosakan Banjir
Beli kereta second-hand boleh jimat, tapi risiko kerosakan banjir tinggi. Artikel ini adalah panduan beli kereta second-hand untuk semak tanda-tanda kereta pernah terjejas banjir sebelum beli.
Windscreen Claim Tanpa Ganggu NCD
Ramai pemandu risau NCD akan hilang jika windscreen retak atau pecah. Artikel ini jelaskan cara windscreen claim tanpa ganggu NCD, langkah tepat untuk pastikan kos diperbaiki terkawal dan potongan diskaun insurans selamat.
Agreed Value Mahal Sikit Tapi Selamatkan Ribuan Ringgit
Ramai pemandu tak pasti sama ada pilih Agreed Value Mahal Sikit atau market value untuk kereta mereka. Artikel ini terangkan mengapa bayar sedikit lebih mahal tapi boleh selamatkan ribuan ringgit jika berlaku kerosakan atau total loss.
LLOP Penting Untuk Penumpang Cedera — Wajib Tahu
LLOP Penting Untuk Penumpang cedera kerana ia lindungi penumpang jika berlaku kemalangan. Artikel ini jelaskan apa itu LLOP, siapa yang dilindungi, dan cara pastikan perlindungan ini aktif.
