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Tariq Siregar

BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options

Buying Second-Hand Cars: Check for Flood Damage

Buying Second-Hand Cars: Check for Flood Damage

Buying a second-hand car can save money, but flood-damaged cars carry high repair risks. This article is a guide to buying second-hand cars, helping you spot signs of flood damage before making a purchase.

Windscreen Claim Without Affecting NCD

Windscreen Claim Without Affecting NCD

Many drivers worry that their NCD will be affected if their windscreen cracks or breaks. This article explains how to make a windscreen claim without affecting NCD, with the right steps to control repair costs and keep your insurance discount safe.

Difference Between Vandalism vs Malicious Damage

Difference Between Vandalism vs Malicious Damage

Many drivers get confused when their car is damaged by someone else. This article explains the difference between vandalism vs malicious, which insurance covers it, and how to claim safely without affecting your NCD.

Accident But NCD Doesn't Drop? Here's How

Accident But NCD Doesn’t Drop? Here’s How

Many drivers worry about losing their NCD after an accident, even if it wasn’t their fault. This article explains how to claim correctly so your NCD remains safe, including third-party claim options and the steps to follow before and after an accident.

Car Based on Usage, Not Just Looks

Car Based on Usage, Not Just Looks

Many people choose a car for its looks or trends, but the smartest approach is to choose a car based on usage. This article helps you understand which type of car suits your family size, daily commute, and maintenance costs.

Small Windscreen Crack → Bigger? How to Claim

Small Windscreen Crack → Bigger? How to Claim

A small windscreen crack can quickly turn into a larger one if ignored. Many drivers are unsure when and how to file a claim without affecting their NCD. This article explains the proper steps to claim windscreen damage safely.