Long distance travel trip by car in Malaysia, be it on holiday or just commuting to work. But before you hit the road, it is crucial to make sure your car insurance is active, preferably comprehensive coverage type. Without ado, here’s a simple guide for car insurance checklist before long distance travel.
Why Check Your Insurance Before Travelling?
Checking your insurance before a long trip is crucial because:
- It ensures your coverage is still active
- Prevents delays or issues in case of an accident
- Lets you know about additional assistance like towing or roadside services
In Malaysia, platforms like Bjak provide added benefits such as VIP Rescue for one-time unlimited towing if you choose comprehensive coverage.
Types of Car Insurance Coverage to Review
Before a long-distance trip, make sure to review:
- Comprehensive / 1st Party: covers accidents, theft, fire, including VIP Rescue via Bjak
- Third Party: covers damage to other vehicles, ensure the coverage limit is sufficient
- Roadside Assistance: towing, fuel delivery, battery jumpstart—ensure the package is active
- Add-ons: windscreen, natural disasters, rental car coverage—check validity and extra costs
Car Insurance Checklist Before Travel
- Ensure the policy is active – check the expiry date via MyJPJ or your e-insurance platform.
- Check coverage limits – sufficient for long trips, including rural areas.
- Know the claims procedure – save the insurance hotline for emergencies.
- Verify add-ons are active – such as towing or roadside assistance.
- Prepare necessary documents – insurance policy, driver’s license, ID, JPJ card.
- Check vehicle and owner information – name, plate number, and VIN must be correct to avoid claim issues.
Additional Safety Tips
- Always carry a mobile phone & power bank
- Check tires, fuel, and brakes
- Plan rest stops for safer driving
- If using Bjak, know how to access VIP Road Assist or VIP Rescue before you leave
Conclusion
Just make sure your car has valid insurance and is suited for long distance travelling, this not only protects you financially but also gives peace of mind there are options for rescue or assistance. Following this guide will ensure safe travels across Malaysia.
Read More:
Top 5 Common Mistakes When Buying Car Insurance in Malaysia
Takaful vs Conventional Insurance: Which Once Should You Choose?
