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How to Check Car Insurance Price Online Before Renewal

How to Check Car Insurance Price Online Before Renewal

Introduction

Many drivers renew their car insurance without comparing prices first. In fact, it’s now easier than ever to check car insurance prices online before deciding. This guide shows you the best platforms, what details you need, and how to pick the right policy that matches your budget and coverage needs.


How to Check Car Insurance Price Online

1. Use Comparison & Renewal Platforms

  • BJAK – displays quotes from multiple insurers, with promotions and instalment options as low as RM50/month.
  • MyEG – lets you check prices and renew insurance and roadtax in one go.
  • JPJ / MyJPJ – allows you to check validity and renew both insurance and roadtax.
  • Pos Malaysia – option to check and pay either online or at the counter.

2. Enter Vehicle & Owner Details

Usually you’ll need to provide:

  • Vehicle plate number
  • IC (NRIC) of the owner
  • Car model and year of manufacture

3. Compare Policies & Prices

When comparing quotes, look at:

  • Type of coverage (Comprehensive vs Third Party)
  • Premium amount
  • NCD (No Claim Discount)
  • Add-ons like flood protection, windscreen cover, etc.

Comparison Table: Platforms to Check Car Insurance

PlatformKey BenefitExtra Fees
BJAKCompare multiple insurers, instalments availableRoadtax delivery RM10+
MyEGInsurance + roadtax in one platformSmall service fee
MyJPJ / JPJDirect validity check & renewalNo extra charge
Pos MalaysiaOnline & counter serviceCounter fees may apply

FAQ: Checking Car Insurance Price Online

1. Are prices the same across all platforms?
No. Prices differ due to promotions and service fees.

2. Can I use digital roadtax after checking and renewing insurance online?
Yes. once renewed and active you’re able to purchase digital roadtax online.

3. Best time to check prices?
At least 2 months before expiry, you can also compare and purchase by that time.


Infographic showing 3 simple steps to check car insurance price online before renewal.

Conclusion

Once you’ve check car insurance price and compared amongst available panels, you’re able to make better decisions for the best coverage that is within your budget. Never wait till the last minute to renew, by comparing beforehand provides better options and possible promotions.

Read More:

Why BJAK 10.10 is The Best Time To Renew Car Insurance

Renewing Car Insurance Early is Cheaper, Why?

Best Car Insurance Choice for New Drivers