Making sure your vehicle has the right coverage is essential, especially as your car ages or if you purchased a used or reconditioned unit. A common question among car owners is: Does my insurance include an extended warranty?
Here’s how to find out:
1. Review Your Policy Documents
Start by reading your insurance policy document thoroughly. Look for th sections such as:
- Additional Coverage
- Optional Benefits
Look out for terms like:
- “Extended Warranty”
- “Mechanical Breakdown”
- “Powertrain Coverage”
If these terms are present, your policy may include extended warranty protection.
2. Contact Your Insurance Provider
You should also call your insurance provider’s customer service line and ask:
“Does my policy include any form of extended warranty coverage?”
Not all insurers offer it by default, so direct confirmation is important.
3. Check Online via Your Insurance Platform
If you purchased your policy through online platforms like Bjak or MyEG, log in to your account and review your policy details. Most platforms allow you to download the full policy document for reference.
Comparison: Extended Warranty vs Car Insurance
When Would Extended Warranty be Considered?
You may want to consider extended warranty protection if:
- Your vehicle is more than 5 years old
- Avoid expensive mechanical repairs
- You purchased a used car from a previous owner
- You own a reconditioned (imported used) vehicle
Conclusion
In summary, car insurance and extended warranties serve different purposes. Insurance protects you against risks like accidents, theft, and natural disasters. Therefore, extended warranties cover the mechanical breakdown of your vehicle once the manufacturer’s warranty has ended.
To ensure comprehensive protection, review your current policy — or consider purchasing an extended warranty plan from a vehicle dealer or insurance provider that offers this add-on.
Read More:
How to Check If Your Comprehensive Car Insurance Includes Unlimited Towing
How to Renew Your Car Insurance Online in Malaysia
Top 5 Cities in Malaysia With Heavy Traffic – Why Extra Insurance Coverage Matters
