Having valid car insurance in Malaysia isn’t just a legal requirement — it’s also your financial safety net. It protects you, your passengers, and your vehicle in the event of accidents, theft, natural disasters, or third-party claims.
The good news? You don’t need to visit an insurance branch or agent anymore. With just a few clicks, you can renew your insurance entirely online. Here’s a simple step-by-step guide to help you do it with confidence t Renew Car Insurance Online.
Why Car Insurance Renewal Matters

Step-by-Step Guide to Renew Car Insurance Online
- Gather Your Vehicle Info
- Registration number, car model, year, fuel type, and current market value.
- Compare Insurance Plans
- You can visit the official websites of insurers or use comparison platforms like Bjak, which let you view multiple quotes in one place.
Choose Your Coverage Type

- Add Optional Protection (If Needed)
- E.g., windshield protection, flood cover, personal accident for driver/passengers, towing service.
- Make Payment & Receive Policy
- Pay via FPX, debit/credit card, or choose instalment options. Your e-policy will be sent to your email within minutes.
Popular Online Platforms for Insurance Renewal

Tips to Save on Car Insurance Renewal Online
- Always compare before you commit – premiums and benefits vary by provider.
- Use your No Claim Discount (NCD) – you can save up to 55%.
- Avoid unnecessary add-ons – only choose what’s truly useful for your lifestyle.
- Watch for deals – platforms like Bjak often offer seasonal rewards or discounts.
Frequently Asked Questions (FAQ)
1. Can I renew my insurance before it expires?
Yes. You can renew up to 60 days in advance.
2. Do I need to print my insurance policy?
Not required, but it’s a good idea to save a digital and printed copy for reference.
3. Can I pay by instalments?
Yes. Many platforms now offer BNPL (Buy Now Pay Later) or credit card instalment plans for added convenience.
Summary
Renewing car insurance online is fast, simple, and stress-free. Whether you prefer going directly through your insurer or using a platform like Bjak to compare prices and renew everything in one place, you’re in control of the process.
Just be sure to double-check your details, choose coverage that matches your driving habits, and explore all options before confirming your payment.
Read more:
Can You Renew Roadtax Online from Sabah & Sarawak?
Online Roadtax Renewal for Klang Valley Residents – Complete Guide
How to Choose the Right Car Insurance Based on Your Lifestyle

