Introduction
BJAK insurance & add-ons help car owners protect their vehicles from financial loss, damage, or theft. The right choice depends on your car type, age, area risk, and driving style. By understanding each add-on and coverage, owners can select policies that provide optimal protection without wasting premiums.
1. Understand BJAK Add-ons
BJAK offers several key add-ons:
VIP Rescue: unlimited towing within BJAK coverage area, one assistance per subscription, includes real-time tow tracking.
Key Care: reimburses the cost of replacing lost, stolen, or damaged keys (requires police report and receipt).
Warranty: for cars up to 15 years old, covers engine and transmission only, subject to plan limits.
2. Choose Coverage Based on Car
- New or high-value cars: comprehensive coverage + add-ons like VIP Rescue & Warranty
- Older/economy cars: basic coverage may suffice, add Key Care if key loss risk is high
- Depreciation and car risk also affect premium, so always check the car’s actual value before choosing coverage
3. Choose Coverage Based on Risk
- High traffic areas: consider VIP Rescue for accidents or breakdowns
- High-theft areas: Key Care helps recover key replacement costs
- Older cars with sensitive engine/transmission: BJAK Warranty provides additional protection
4. Use Licensed Platforms
BJAK makes it easy to compare coverage and add-ons based on car and risk. The process is simple, fast, and all options are clearly explained, allowing smarter decisions and cost-efficient protection.
Conclusion
BJAK insurance & add-ons give flexibility to choose coverage based on your car and risk profile. By understanding the function of each add-on and coverage, owners can fully protect their vehicles while controlling premium costs.
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