Why Easy Car Replacement Matters
After an accident or major breakdown, your vehicle might take days—or even weeks—to repair. Without a replacement car, your daily routine can be severely disrupted, especially if you depend on your vehicle for work, school runs, or family needs.
That’s where the car replacement benefit comes in—some insurers in Malaysia offer temporary car replacement or car rental coverage while your car is in the workshop.
What Is a Car Replacement Benefit?
A car replacement benefit usually refers to:
- Temporary vehicle replacement (usually up to 5–10 days)
- Rental car reimbursement if the insurer doesn’t provide a vehicle
- Often included as an add-on to comprehensive (first party) policies
Comparison: Insurers Offering Easy Car Replacement in Malaysia

Does Bjak Offer This Feature?
Bjak itself is not an insurance provider, but a comparison platform. However, through Bjak:
- You can view quotes from insurers that offer car replacement add-ons
- Filter policies based on features like roadside assistance, towing, and car replacement
- Get the policy instantly if no issues with vehicle or owner details
Tips Before Buying
- Make sure the replacement duration suits your needs (some limit to 3–5 days)
- Confirm whether it’s reimbursement or an actual car provided
- Always read the fine print—some benefits only apply if accident repairs take longer than 24 hours
Summary
Choosing a car insurance policy with an easy car replacement feature ensures you stay mobile, even when your car isn’t. Compare policies via Bjak or directly with providers like Allianz and Zurich to find the right plan for you.
Read More:
Where Can You Compare Vehicle Insurance & Road Tax in Malaysia?

