Introduction
Imagine losing your car key or having it damaged — replacement costs can reach hundreds of ringgit, especially for modern keys like smart keys or chip keys. BJAK Key Care is designed to help car owners cover the actual replacement cost up to the plan’s limit. This article explains how it works and when you can make a claim.
1. What Is Key Care?
Key Care is a BJAK add-on that:
- Covers car key replacement costs if the key is lost, damaged, or stolen.
- Replaces the actual key up to the plan’s limit.
- Requires a police report and original receipt when making a claim.
BJAK Tip: Keep your receipts and police report safe to ensure a faster claim process.
2. Why Are Key Replacement Costs Expensive?
- Smart keys and chip keys cost significantly more than standard keys.
- Workshop or dealer service fees can be very high.
- Without protection, losing a key could cost you hundreds out of pocket.
Key Care ensures you are not burdened by high replacement costs, even though it’s only a one-time claim per year.
3. How to Make a BJAK Key Care Claim
- File a police report if your key is lost or stolen.
- Prepare the original receipt for the new key or service cost.
- Submit your claim via BJAK official channels (WhatsApp, email, or portal).
- BJAK will verify and cover the replacement cost up to the plan limit.

Conclusion
BJAK Key Care is essential for car owners because modern key replacement can be expensive. With this add-on, you can stay protected and worry-free, ensuring replacement costs do not become a burden. Don’t wait until you lose a key — get key care cover protection now for peace of mind.
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