Introduction
If you’ve ever refreshed MyJPJ at midnight because your insurance and roadtax expire tomorrow, congratulations — you’re officially a member of the Last-Minute Car Insurance Renewal Club!
Many Malaysian drivers do the same, whether due to a busy schedule, tight budget, or simply forgetting. But when the expiry date arrives, panic sets in as everyone scrambles to find a platform to renew. In this article, we explore why last-minute car insurance renewal is so common and how to avoid yearly stress.
Why Many Drivers Renew Last Minute
Some of the main reasons people end up in this “club” include:
- Forgetting the policy expiry date. Notifications may have been sent, but they weren’t checked in time.
- Waiting for payday. Many plan to renew once the budget is more stable.
- Thinking it can be done anytime. The reality: once the policy expires, you’re no longer covered.
- Avoiding queues. Not everyone wants to visit JPJ or Pos Malaysia for these tasks.
Risks of Renewing Last Minute
Delaying renewal isn’t just inconvenient — it can also cause:
- No coverage if an accident occurs.
- Fines or penalties from JPJ.
- Delays in policy activation if there are issues with vehicle details.
- Worse, if an accident happens between expiry and renewal, you may have to bear all costs yourself.
How BJAK Can Help
With BJAK, you can renew your car insurance and roadtax early and easily:
- The system automatically checks your policy expiry date.
- Compare insurance plans from multiple companies in one place.
- Policies are issued instantly after payment (if no data issues).
- Reminder notifications are sent before the expiry date.
- No need to wait until month-end — everything can be done in minutes, directly from your phone.
Conclusion
Being part of the Last-Minute Car Insurance Renewal Club might sound funny, but the risks aren’t worth it. Start changing your habit — use BJAK to renew early and avoid annual stress. No need to panic, no need to wait for payday — the most important thing is that your car remains protected.
Read More:
Panel Workshop, Why It Matters
