Introduction
Choosing between Zurich vs Liberty Insurance doesn’t have to be confusing. Zurich Takaful follows Shariah-compliant principles, while Liberty Insurance is a conventional global provider. Through BJAK, you can quickly compare prices, coverage, and extra perks from both — all in one easy place.
1. Company Background
- Zurich Takaful: Part of the Zurich Group, offering comprehensive, Shariah-compliant protection.
- Liberty Insurance: A U.S.-based insurer known for its wide network and fast claims service.
2. How They Work
- Zurich Takaful: Runs on shared-risk principles. Any surplus funds go back to participants.
- Liberty Insurance: Profit-driven model. Premiums go straight to the company.
Zurich works well if you want Shariah-compliant coverage. Liberty is better if speed and convenience matter more.
3. Advantages of Zurich Takaful on BJAK
- Fully Shariah-compliant coverage.
- Cashback for claim-free participants.
- Optional add-ons like natural disaster and windshield protection.
4. Advantages of Liberty Insurance on BJAK
- Fast claims through digital Liberty Claims system.
- Extra coverage: windshield, flood, and lost key protection.
- 24/7 roadside support with Liberty Auto Assist.
5. Which One Fits You?
Zurich Takaful shines for ethical coverage and shared benefits. Liberty stands out for flexible plans and quick service. BJAK lets you see both side by side, with prices and coverage details, so you can pick what works for you.
Conclusion
With Zurich vs Liberty Insurance, it’s not about which is better — it’s about what fits your needs. BJAK makes comparing both simple, so you can find a car insurance plan that matches your budget, coverage needs, and personal values — all in one place.
Read More:
Tire Service: How Often Should It Be Done?
