Car insurance protects you and your vehicle from unexpected accidents, theft, or damage. By paying a regular premium, you transfer the cost of repairs or replacement to the insurance company, so you don’t have to bear the expense yourself. Policies like comprehensive, third-party, or fire and theft cover different needs and budgets. With the right insurance, you drive with confidence, knowing that support is just a call away. When accidents happen, insurance companies handle the claims efficiently, helping you get your car repaired quickly. Protecting your car isn’t just smart—it keeps you safe, secure, and ready for the road ahead.
Electric vehicles (EVs) usually have higher insurance premiums. This article explains why EV insurance is expensive due to battery and parts costs, the risks involved, and tips to manage premiums with BJAK.
Drivers under 25 often face higher insurance premiums. This article explains the reasons, risks, and smart tips to choose insurance wisely and save costs with BJAK.
Potholes can cause damage to your car. This article explains the risks, how to claim repairs through authorities, and tips to avoid losses with BJAK.
Cars can be damaged by fallen trees at any time, especially during severe weather. This article explains the causes, risks, and how BJAK can help process claims quickly.
Flood water or water ingress can quickly damage cars. This article explains the risks, why it’s not covered without add-ons, and how BJAK can help protect your vehicle.
Hit-and-run cases are increasing in Malaysia, posing risks to car owners and drivers. This article explains the causes, risks, and ways to avoid losses, plus how BJAK can help speed up claims.
Adjuster delay in approving claims can slow down the repair process, making car repairs take longer. This guide explains the causes, how to avoid delays, and tips on using BJAK for smoother claim handling.
Repairs taking 3–6 months at panel workshops are increasingly common. This guide explains the main causes of delays, how to avoid your car being stuck for months, and tips for choosing a more efficient insurer.
Many car owners are still confused about the No Claim Discount (NCD) and its transfer rules. This article explains the official regulations, consequences of misunderstandings, and guidance on properly managing NCD.
Human error can occur when an agent enters incorrect owner or vehicle information. This article explains the causes, impacts, and simple steps to correct the information so that insurance policies remain valid and smooth.
