Startling data reveals that over 60% of road accidents in Malaysia in the past two decades have involved motorcyclists. Malaysian Institute of Road Safety Research (MIROS) states that on average, 20% out of 500,000 reported accidents annually involve motorcycles.
According to the report, victims of motorcycle accidents are often riders aged between 16 to 30 years old, and the incidents usually occur on main roads. Sadly, most motorcycle accidents often involve four-wheeled vehicles such as cars. Protect yourself and your motorcycle on the road by getting the right motorcycle insurance. Learn the steps in claiming motorcycle insurance in case of a collision with a car!
Stay calm and take note
If you ever find yourself involved in a motorcycle accident, it’s crucial to keep your cool and not panic. Stay calm and take note of all the important details surrounding the incident. These include the location of the accident, the license plate numbers of all involved vehicles, the names of drivers, and their contact numbers for easy communication.
Furthermore, if possible, take note of the make and model of all involved vehicles. By doing so, you can make the claims process much smoother and faster.
Snap pictures
After a motorcycle accident involving other vehicles, be sure to take pictures of the incident and the vehicles involved. This step is crucial as the pictures can serve as evidence in case of any problems during the accident investigation process. Don’t let a lack of evidence hinder your claim – snap and secure the proof you need!
Get the info on accident witnesses
Consider yourself lucky if there were witnesses to the accident you were involved in. Try to gather information such as their name and phone number if possible. This information could come in handy if any issues arise during the investigation process. Don’t let a lack of witnesses or information stop you from getting the insurance claim you deserve.
Make a police report
Don’t delay! After gathering all the important information, make sure you report the accident to the police within 24 hours. It’s crucial to provide an accurate and complete report to avoid any potential problems in the future. Make sure no detail is overlooked.
Get in touch with your insurance company
After filing a police report, make sure to contact your insurance company right away to report the accident. This is crucial to avoid any financial losses, including third-party claims. You should also provide a written report to your insurance company and attach supporting documents, such as a copy of the police report, your insurance policy, a copy of your identification card, and your driving license.
Don’t hesitate to take action and reach out to your insurance provider – they’re there to help you in times of need.
Insurance panel workshop
To ensure that your claim can be processed smoothly, make sure to send your motorcycle to your insurance company’s panel workshop for repairs. If you choose to repair your bike at a non-panel workshop, you may have to bear the cost of damages using your own funds, even if you’re not at fault during the accident.
And that’s it! Once an insurance panel workshop repairs your motorcycle, you have completed your claim!
As a motorcycle owner, it’s crucial to have valid insurance and road tax at all times. With the right coverage, claiming motor insurance in the event of an accident while riding on the road becomes hassle-free! Don’t take any chances with your safety – ensure you have the proper protection and documentation to ride confidently and safely.
Visit Bjak now to enjoy exclusive discounts, attractive prices and benefits for your motor insurance without any hassle!
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
Read more:
