As a car owner, you are aware of the importance of having car insurance. But before you make a purchase, there are some things you should know. Check out our guide to learn more about what you need to consider before buying car insurance in Malaysia.
Types of Car Insurance
Before you renew your auto insurance, it’s important to know the types of insurance available for your vehicle. There are three types of car insurance that you can choose from:
- Comprehensive Insurance,
- Third-Party Fire and Theft Insurance
- Third-Party Insurance
It’s important to have the right type of car insurance that suits your needs as each type of insurance offers different levels of protection.
Which one to renew first?
Many people ask this question. Whether to renew car insurance or road tax first. And the answer is simple: renew your auto insurance first, and then you renew your road tax. Because it doesn’t work the other way around.
Renewing your vehicle insurance and road tax has never been easier, and here’s the best part: you don’t even have to leave your house to renew your road tax! Simply renew both your insurance and road tax online, and your road tax will be delivered right to your doorstep.
When do you need to renew your road tax?
It’s simple! Renew it within seven days of renewing your car insurance. It’s even better if you renew them both at the same time. That way, you don’t have to keep track of multiple dates. Keep it simple and stress-free!
When do you need to renew your insurance?
Don’t wait until the last minute to renew your car insurance! It’s best to do it two months in advance to avoid any last-minute panic. This way, you won’t miss the expiry date and can ensure that your car is always insured. For instance, if your insurance expires on May 1, 2023, make sure to renew it by March 1, 2023.
Don’t worry, your renewed insurance will start on May 2, 2023.
Can you switch to another company?
Are you wondering if you can switch to a different car insurance company? The answer is YES, and not only that, it’s actually a good idea to explore your options and compare what each company has to offer. Don’t be afraid to shop around and see which car policy provides the best coverage and benefits for your needs. It’s your right to make a choice that works for you!
What documents do you need?
Renewing your insurance online is hassle-free! You only need to key in a few necessary details and get a quotation instantly without any documents needed. However, if you’re renewing your insurance physically through an agent, you might need to prepare some documents such as your old insurance policy and your vehicle registration card.
Know what to do before renewing your insurance
Remember to take note of these important before purchasing car insurance. After all, you’re investing a significant amount of money every year to renew your car insurance, so it’s vital to make an informed decision. Keep yourself informed and protected always.
Bjak is one of Malaysia’s biggest insurance comparison sites, with more than 10 insurance brands to choose from. Get your free insurance quote at Bjak today!
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