What Are Extended Car Insurance Warranties?
Many drivers only think about comprehensive or third-party insurance when renewing their policies. But extended car insurance warranties give extra protection for major repairs once the manufacturer’s warranty has expired. This is especially useful for both new and used cars, since repair bills can be very costly.
Key Factors to Compare Extended Warranties
Before deciding, consider these important points:
| Comparison Criteria | Details |
| Coverage Type | Covers engine, gearbox, electronics, or only basic parts? |
| Extra Cost | Additional premium on top of standard car insurance. |
| Coverage Duration | Number of years or mileage limit. |
| Claim Conditions | Age of car, service requirements at panel workshops, or restrictions. |
| Where to Renew | Compare via Bjak, MyEG, Pos Malaysia, or check records on JPJ/MyJPJ. |
Where to Compare Extended Car Insurance Warranties
In Malaysia, you can explore extended warranty options through these platforms:
- Bjak – compare policies with extended warranty add-ons.
- MyEG – renew insurance online with warranty protection options.
- Pos Malaysia – add extended coverage when renewing insurance.
- JPJ/MyJPJ – mainly for roadtax, but useful to check active insurance records.
Benefits of Extended Car Insurance Warranties
- Stronger Protection – covers vital car components.
- Cost Savings – avoid expensive out-of-pocket repair bills.
- Higher Resale Value – cars with warranty add-ons are more attractive to buyers.
- Peace of Mind – drive confidently without worrying about sudden breakdowns.
FAQ on Extended Insurance Warranties
1. Do all insurers in Malaysia offer extended warranties?
No, only selected insurers provide them via platforms like Bjak or MyEG.
2. Are extended warranties included automatically when I renew insurance?
No, you need to select it as an add-on.
3. How much do extended insurance warranties cost?
Costs depend on your car’s type, age, and level of coverage chosen.
4. Is an extended warranty worth it for older cars?
It’s more valuable for newer cars or well-maintained vehicles.
Conclusion
Choosing extended car insurance warranties is a smart move to protect yourself from unexpected repair costs. Always compare coverage, cost, and claim conditions via Bjak, MyEG, Pos Malaysia, or check through JPJ/MyJPJ to find the plan that fits your needs best.
Read More:
Top Benefits of Renewing Car Insurance Online in Malaysia
