Introduction
Many vehicle owners waste time filling out forms on multiple insurance websites. After that, it’s confusing to compare prices because each company uses a different format. This is why many drivers in Malaysia now prefer BJAK — a local platform that lets you compare car insurance prices automatically and instantly on a single site. This article explains how BJAK works and why it’s easier than the traditional manual process.
1. Compare Quotes From Multiple Companies at Once
BJAK connects users with several major insurers in Malaysia. You only need to enter:
- Vehicle registration number
- Identification number (IC)
- Desired coverage type
In under a minute, you’ll see a full list of quotes, including plan type, premium amount, and add-on options such as windscreen coverage or roadside assistance.
Example:
After entering your details, BJAK displays offers from Allianz, Liberty Takaful Malaysia, and Takaful Ikhlas in one easy-to-compare view.
2. Automatic Calculation Based on JPJ Data
BJAK is directly linked to JPJ’s database, so vehicle details like model, engine capacity, and manufacturing year are automatically filled in.
No more mistakes when entering information — even small errors can delay policy issuance or result in claim rejection.
Key Benefits:
- Accurate data verified by JPJ
- More precise premium calculation
- No repetitive manual forms
3. Choose Plans According to Your Needs and Budget
BJAK doesn’t just show prices — it also helps you compare plan types and coverage levels.
You can filter by budget and requirements:
- Comprehensive (full coverage)
- 3rd Party, Fire & Theft
- 3rd Party Only
Each plan shows total coverage (sum insured), NCD discount, and optional add-ons. This allows you to make a confident decision — not just pick the cheapest option.
4. Receive Your Policy Instantly
Once payment is made, the policy is issued immediately and sent to:
- Your registered email
- WhatsApp (instant download link)
You can use this policy immediately to renew your roadtax at JPJ, MyJPJ, MyEG, or Pos Malaysia without waiting for a physical copy.
Note: If there are no issues with your details or NCD record, coverage is active instantly. Additional verification may take a few working days if required.
5. Extra Assistance and Services
Besides helping you compare prices, BJAK also offers additional services such as:
- BJAK VIP Road Assist – 24-hour roadside help
- BJAK Workshop – brake, tire, and aircond services with BNPL (pay later)
- Physical roadtax delivery to your home for around RM10 (excluding lamination)
This makes BJAK a one-stop platform for buying insurance and handling post-purchase services.
Conclusion
No need to waste time visiting multiple insurance websites. With BJAK, you can compare car insurance prices quotes, choose a plan, and receive your policy in just a few minutes. BJAK’s smart system not only saves time but also helps you get the best coverage suited to your driving needs and budget.
Read More:
Car Roadtax Lost? Here’s How to Replace It Legally
