Introduction
Car Insurance calculator is a tool that helps you calculate your current insurance premium by being able to compare from the companies with ease. This tool allows vehicle owners to find the best suitable coverage needed without straining their budgets, all in one platform without having to manually each one from the other companies.
Steps to Use a Car Insurance Calculator
1. Enter Car & Owner Details
- Vehicle type, year, engine capacity, and plate number.
- Owner details such as age and driving experience (used to calculate NCD).
2. Choose the Type of Coverage
- Options include Comprehensive, Third Party, or Takaful (Shariah).
BJAK Tip: Select coverage that fits both your budget and level of protection.
3. Click “Compare”
- The calculator will display a list of insurance companies and policy prices.
- Some calculators even provide direct links to purchase via BJAK’s platform.
Example: Car Insurance Comparison (Estimated)
| Insurance Company | Type of Coverage | Monthly Premium (RM) | Key Benefits |
| Allianz | Comprehensive | 250 | Full protection, EV Shield |
| Liberty | Comprehensive | 220 | Drive assist, car service support |
| Takaful Malaysia | Shariah Takaful | 200 | Standard protection, roadside help |
Tips for Using the Car Insurance Calculator
- Check your NCD (No Claim Discount) before comparing prices.
- Compare benefits, not just price — some policies offer added perks.
- Use BJAK’s platform to get instant quotes and buy directly.
Conclusion
A car insurance calculator simplifies comparing multiple insurers’ prices and benefits. With accurate data, you can easily choose the best policy for your needs and budget — without wasting time checking manually. Follow BJAK’s tips to get the most accurate results and a smoother purchase process.
Read More:
What is Market Value in Car Insurance
How to Calculate Roadtax for Diesel, Hybrid & EV Cars in Malaysia
