Introduction
Firstly strange accident cases are often seen as impossible or extremely rare. In reality, these situations happen on roads, parking lots, and public areas. Some accidents occur without any collision, while others happen even when vehicles are stationary. Moreover, this article highlights real-life examples and key lessons to help drivers be better prepared in terms of safety, responsibility, and insurance coverage.
Parked Car Involved in an Accident
In one case, a car was parked on a slope without fully engaging the handbrake. The vehicle rolled backward and hit another parked car.
Lesson for drivers:
Even when a car is not being driven, the driver remains responsible. Moreover, small parking mistakes can lead to third-party liability claims and financial losses.
Opening a Car Door and Injuring a Rider
There are cases where a driver opened a car door without checking the surroundings. A passing motorcyclist couldn’t avoid it and collided with the door, sustaining serious injuries.
Lesson for drivers:
Opening a car door is part of vehicle use. Authorities can hold drivers liable and impose fines even in slow-moving traffic accidents.
Car Driven by Someone Else with Problematic Claims
Many drivers allow friends or family to drive their car without checking policy terms. When an accident occurs, investigations often find that the driver did not meet the insurance coverage conditions.
Lesson for drivers:
Not all policies automatically cover other drivers. This oversight can result in rejected or disputed insurance claims.
Claim Made Despite No Collision
In certain situations, a driver brakes suddenly. The vehicle behind swerves and crashes, sustaining damage without physically hitting the first car.
Lesson for drivers:
Accidents do not always involve direct contact. The first driver can still cause the accident, triggering liability claims.
Why These Cases Matter for Drivers
These strange accident cases demonstrate that road risks go beyond driving skills. They also involve:
- Understanding insurance policy terms
- Awareness of legal responsibilities
- Importance of additional protection like Personal Accident (PA) and LLOP
How to Reduce the Risk of Rejected Insurance Claims
- Check Who Can Drive Your Vehicle
- Ensure information in your insurance policy and JPJ records match
- Avoid risky actions even when the car is stationary
- Choose insurance coverage according to actual vehicle usage
Conclusion
Strange accident cases may sound unusual, but the risks are very real. Indeed by understanding real situations and lessons from these cases, drivers can reduce the likelihood of accidents, rejected insurance claims, and financial losses. Awareness and proper insurance coverage are always better than dealing with consequences after an accident.
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