Pacific & Orient (P&O) is a leading insurance provider offering coverage for various sectors. Known for its innovative solutions and customer-centric approach, P&O also specialises in motor insurance that meets the needs of Malaysian vehicle owners.
Its comprehensive car policy, in particular, is designed to offer extensive coverage and protection for vehicles against a wide range of risks. If you’re wondering whether it’s worth considering making the switch to P&O, here’s a quick guide featuring its coverage options to enable you to make informed decisions.
Key benefits
This plan covers private car owners from fire, theft, loss, and damages to their car in an accident with another party. It also safeguards them from third-party bodily injuries, death, or property damages caused by their negligence. Below is a quick summary of the key benefits of Pacific & Orient’s comprehensive car insurance plan.
- Unlimited amount for the bodily injuries or death of a third party
- Up to RM3 million coverage for third-party property loss or damage
- Up to RM2,000 for the policyholder’s legal defence/costs
- Coverage for loss or damage to own car from collision, overturning and fallen objects
- 24/7 emergency roadside assistance with free towing up to RM350
Available add-ons
Pacific & Orient offers a ton of add-on coverage that protects vehicle owners on all fronts. Below is the list of all the available add-ons that can be purchased for an additional premium.
- Legal Liability to Passengers – Covers legal liability to passengers in an accident due to negligent driving.
- Convulsions of nature – Covers damages resulting from floods, typhoons, storms, earthquakes, landslips, etc.
- Strikes, Riot and Civil Commotion (S.R.C.C) – Covers repair costs for damages caused by strikes, riots, and civil commotion.
- Windscreen/ Windows/ Sunroof/ Tinted Film – Covers replacement or repair costs of windscreen/windows/sunroof/tinted film.
- Radio & Cassette – Covers the replacement of the radio and cassette in your vehicle.
- Trailer Attached to Private Car – Covers the repair costs for trailer damage.
- Legal Liability of Passengers – Coverage against third-party claims from damages caused by passengers.
- NCD Relief – Compensates for the loss of current year NCD (No Claim Discount).
- All Drivers – Extends Private Car policy to cover all drivers.
- Named Drivers – Extends coverage to the named drivers of the vehicle.
Why get Pacific & Orient car insurance?
Reputable Insurer
Pacific & Orient has been offering insurance solutions for nearly 30 years in Malaysia. Over the years, the brand has been well-received and trusted by tens of thousands of car users.
10% Cheaper Premiums
Get a 10% discount when you renew your insurance online. Pacific & Orient lets vehicle owners purchase policies via its website or mobile application, upon which they can enjoy an instant discount.
Total Assist Services
Enjoy 24/7 assistance directly to your location whether you need a tow truck or battery replacement. Policyholders are eligible for the complimentary P&O Auto Assistance Service, providing a slew of benefits such as:
- Free towing charges up to RM350 in case of accident and breakdown
- Free emergency roadside assistance
- Free emergency petrol delivery
- Emergency Evacuation Assistance
Where to buy?
Purchase your Pacific & Orient car insurance policy easily on Bjak, Malaysia No. Insurance Comparison Site. Although you can purchase this policy directly from the insurer, getting it on Bjak lets you enjoy huge savings and other benefits. For example, you can add on our VIP package that enables you to enjoy services, such as free unlimited towing, car inspection, emergency tyre replacement and more on top of the free P&O Auto Assistance Service.
This means you can double the coverage for your vehicle during emergencies and be completely rest assured. Besides, insurance renewal on Bjak can be done in instalments. Our Renew Now, Pay Later option lets you enjoy hassle-free renewals in case you’re running short on cash.
So, in times of difficulty, you can conveniently use our instalment methods to settle your vehicle insurance renewal. To learn more about our services and to purchase Pacific & Orient insurance, simply click on the button below to get started.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
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