What Is “Excess” in Car Insurance Policies
Many drivers get confused when they hear the term “excess” in their car insurance policy. This article explains what excess really means, when it applies, and how to avoid paying more during a claim.
Tips to Get Maximum Insurance Discount with NCD
NCD can give you up to 55% off for cars, 25% for motorcycles, and 25% for commercial vehicles. Learn how to maintain your maximum NCD, when it can be lost, and how to check your NCD status through BJAK.
What Happens If You Drive Without Insurance?
Many drivers think insurance is just a formality for renewing roadtax, but it’s actually vital protection. This article explains what really happens when a driver has no insurance — and why it can backfire badly if an accident occurs.
The Difference Between Car Insurance and Roadtax
Car insurance and roadtax are often thought to be the same thing, but they serve completely different purposes. This article explains their key differences — and why you need both to drive legally in Malaysia.
Electric vs Hybrid Car Roadtax: What’s the Difference?
Electric and hybrid cars may look similar on the outside — but when it comes to roadtax, they’re very different. This article explains how the rates are calculated, the current exemptions, and why EV owners in Malaysia enjoy special tax benefits.
The Role of Adjusters in Insurance Claims
Many drivers don’t realize how important an adjuster’s role is in a car insurance claim. They assess damages, decide compensation, and ensure fairness between the car owner and the insurance company.
Apa Itu TPFT ‘Third Party, Fire and Theft’?
Nak tahu beza antara insurans Third Party, Fire and Theft dengan pelan lain? Artikel ini terangkan maksud, perlindungan yang diberi, dan bila ia lebih sesuai berbanding Comprehensive atau Third Party biasa.
Bagaimana Jimat Sehingga 25% Premium Insurans
Nak tahu cara jimat premium insurans tanpa kurangkan perlindungan? Artikel ini kongsikan langkah mudah untuk kurangkan kos sehingga 25% — termasuk semakan kadar NCD, banding harga, dan pilihan pelan fleksibel di BJAK.
Kelebihan Guna “Buy Now Pay Later” untuk Insurans
Ramai pemandu tangguh renew insurans sebab bajet ketat. Dengan Buy Now Pay Later (BNPL), anda boleh lindungi kenderaan sekarang dan bayar ansur secara mudah. Artikel ini terangkan bagaimana BNPL bantu kurangkan beban tanpa kompromi pada perlindungan
Kenapa Ramai Pemandu Masih Tiada Insurans Sah di Malaysia
Masih ramai pemandu di Malaysia tak ada insurans sah — sama ada lupa renew, tunggu last minute, atau tak faham risiko sebenar. Artikel ini terangkan sebab utama dan kenapa penting untuk kekal dilindungi setiap masa.