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6-Month vs 1-Year Roadtax: Which Is Worth It?

6-Month vs 1-Year Roadtax: Which Is Worth It?

Introduction

Every time you renew your roadtax, you’ll see two options — pay for 6 months or a full year. Most people think the 1-year option is always cheaper, but that’s not necessarily true.
If you’re trying to manage your budget or don’t use your car often, the 6-month roadtax might make more sense. In this guide, we’ll take a closer look at both — to help you decide which one offers better value based on your usage and budget.


1. 6-Month Roadtax – Who Is It For?

The 6-month option suits drivers who want to reduce upfront costs or only use their car occasionally — for example, a second car or one kept at a hometown.
While the total yearly cost is the same, paying in halves helps with cash flow and short-term budgeting.

Pros:

  • Lower upfront payment each renewal
  • Ideal for rarely used vehicles
  • Avoid overpaying if you plan to sell your car soon

Cons:

  • Must renew twice a year
  • Higher chance of forgetting to renew (and getting fined)
  • Slightly higher total cost due to shorter-term fees

2. 1-Year Roadtax – The More Practical Option

Most daily drivers prefer the 1-year option because it’s simpler and more convenient — pay once and you’re covered for the next 12 months.

Pros:

  • Only need to renew once a year
  • No need to worry about expiry dates
  • Usually cheaper in total after including service fees

Cons:

  • Higher one-time payment
  • No refund or transfer if you sell your car early

Comparison Table: 6-Month vs 1-Year Roadtax


 Infographic comparing the pros and cons of 6-month and 1-year roadtax options in Malaysia using icons of a calendar and budget symbols.

3. Which Option Is More Worth It?

If you prefer convenience and don’t want to think about renewals twice a year, the 1-year roadtax is the smarter choice. It’s easier and usually costs a little less overall.
However, if you rarely drive or prefer to manage your cash flow monthly, the 6-month option can be more suitable. Even with the small extra fee, it helps keep your short-term budget under control.


4. Tips to Save When Renewing Roadtax

Regardless of which duration you choose, always compare roadtax and insurance prices before renewing.
On BJAK, you can:

  • Check estimated insurance and roadtax prices in one place
  • Choose between 6-month or 1-year options easily
  • Instantly activate your digital e-roadtax in the MyJPJ app with no extra fees

Conclusion

Both 6-month and 1-year roadtax options have their own benefits — the key is to choose based on your car usage and financial comfort.
If you want an easier, faster renewal process, do it online through BJAK. You can view quotes, make payment, and activate your e-roadtax — all without visiting a JPJ or Pos Malaysia counter.

Read More:

Renew Roadtax Online Without Going to JPJ

LLOP vs Comprehensive Car Insurance, What’s the Difference?

How To Renew Roadtax Online with JPJ & BJAK

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