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Car insurance

What Is an eCoverNote and Why Do You Need It?

What Is an eCoverNote and Why Do You Need It?

An eCoverNote is a temporary digital document that proves your vehicle insurance is active. It’s essential for roadtax renewal and JPJ verification. If you lose your copy, contact BJAK via WhatsApp, phone, or email — our team will send the eCoverNote link straight to your WhatsApp for instant access.

Why Car Insurance Premiums Increase Every Year

Why Car Insurance Premiums Increase Every Year

Car insurance premiums can rise yearly even without claims. Factors include NCD, roadtax, vehicle value, inflation, and driver profile. This guide explains why premiums increase and how to reduce costs smartly using BJAK Calculator and panel insurance comparison.