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Understanding Motorcycle Claims

Understanding Motorcycle Claims

Motorcycle insurance claims in Malaysia depend on fault, not vehicle type. Both motorcyclists and car owners can claim against each other’s third party insurance if negligence is proven. Accurate police reports, active policies, and clear evidence are essential. Understanding liability helps ensure proper claim handling, protects your NCD, and guides coverage choices.

Simultaneous Driver & Passenger Claims

Simultaneous Driver & Passenger Claims

When a road accident occurs, both drivers and passengers may make insurance claims at the same time. Learn about simultaneous driver & passenger claims, the process, risks, and steps to ensure smooth settlement.

Avoid Own Damage That Eats Your NCD

Avoid Own Damage That Eats Your NCD

Many car owners don’t realize that making unnecessary own damage (OD) claims can reduce their No Claim Discount (NCD). This article explains how to protect your NCD, when claims are necessary, and how BJAK can help you monitor your insurance policies.