What Is “Excess” in Car Insurance Policies
Many drivers get confused when they hear the term “excess” in their car insurance policy. This article explains what excess really means, when it applies, and how to avoid paying more during a claim.
Tips to Get Maximum Insurance Discount with NCD
NCD can give you up to 55% off for cars, 25% for motorcycles, and 25% for commercial vehicles. Learn how to maintain your maximum NCD, when it can be lost, and how to check your NCD status through BJAK.
What Happens If You Drive Without Insurance?
Many drivers think insurance is just a formality for renewing roadtax, but it’s actually vital protection. This article explains what really happens when a driver has no insurance — and why it can backfire badly if an accident occurs.
The Difference Between Car Insurance and Roadtax
Car insurance and roadtax are often thought to be the same thing, but they serve completely different purposes. This article explains their key differences — and why you need both to drive legally in Malaysia.
How to Avoid Paying for Unnecessary Insurance
Many vehicle owners don’t realize they’re paying extra for unnecessary add-ons, like flood coverage, windscreen, and extra PA protection. Learn how to avoid overpaying and review your policy via BJAK so that only essential coverage is maintained without affecting your budget.
Motor Insurance for Motorcycles: What You Need to Know
Motor insurance isn’t just a requirement to renew your roadtax — it’s vital protection in case of accidents or theft. This article explains the different types of motor insurance, what each covers, and how to easily check and renew your motorcycle policy online through BJAK.
How to Claim Insurance When Your Car Is Hit by a Third Party
Your car just got hit and you’re not sure what to do next? Don’t panic — a third-party insurance claim isn’t as complicated as it sounds. This guide breaks down every key step so you can get compensation quickly and properly.
5 Common Mistakes When Buying Car Insurance
Many Malaysians still make mistakes when buying car insurance. Learn the 5 most common ones and how to avoid them so you don’t end up losing money.
NCD Insurance: How Small Claims Can Wipe Out Your Discount
Don’t make small claims blindly! Learn how minor claims can erase your NCD discount and how to avoid losing your insurance savings.
Benefits of Using a Car Insurance Calculator Before Renewing Your Policy
Find out the benefits of using a car insurance calculator before renewing your policy. Compare prices, calculate NCD automatically, and save time with Bjak.
