Travelling abroad requires a lot of planning, as we may need to deal with unplanned mishaps such as theft of personal belongings, sudden illness or accidents during the trip. That’s why preparation is key for any travel, especially overseas ones. This starts with getting the right travel insurance in advance.
You can purchase a travel insurance policy when booking your flight ticket. But with so many options available in the market, finding one that suits your budget and needs can be quite challenging. Hence, we’d like to share some tips to help you compare travel insurance policies in Malaysia.
Covers international trips
An important quality that determines a good travel insurance plan is global coverage. Although many travel insurance companies state that they provide global coverage for international trips, some are very limited. In their terms, global coverage could mean that only one destination is covered, or it may not be comprehensive.
Remember that an ideal travel insurance plan has extensive coverage in any country you are visiting. It should ensure your safety at all times.
Comprehensive coverage
As mentioned earlier, comprehensive coverage is another important aspect of a good travel insurance policy. When you travel far for a long time, you need coverage for any accidents that may happen during the trip.
Comprehensive travel insurance should cover medical expenses, personal accidents, travel difficulties, lifestyle accidents, and liabilities, among other things. So, do make sure the plan provides the best value for you.
Single-trip plans and annual coverage
Whether you are a business person who travels several times a year or just an ordinary person looking to go on a vacation, travel insurance should have the right features to meet your needs.
If you go on holidays frequently within a year, choose an annual travel insurance plan, as it can help you save money. Similarly, you should go for single-trip plans if you only travel once or twice a year to avoid overspending. Always compare travel insurance plans to find policies that meet your travel patterns.
Has added value
Most people love extra value when they buy something. The same is true when you buy travel insurance. You want added value on your purchase, such as guaranteed safety, discounts, or complimentary gifts.
Always compare ongoing travel insurance promotions, as some insurance companies offer huge discounts when you buy single-trip plans and rebate vouchers. This type of marketing means is a way for insurance companies to show appreciation towards their customers. So, take advantage of these opportunities.
Travel insurance tips
Choosing travel insurance be tricky, especially if you’re not a frequent traveller. But with these tips, we hope you can better understand and be on your way to selecting the best policies.
You can also use Bjak’s website to compare travel insurance policies seamlessly. We offer free quotes that allow you to compare up to policies from 10 insurance companies at once. Click on the button below to know more.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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