So many auto insurance brands are out there, each with its perks and pitfalls. So, it’s normal for car owners to feel overwhelmed with the number of choices they have out there. Take Liberty Car Insurance, for example.
It was founded in 1912 in the United States and has been in the industry for over a century. As one of the pioneers in the insurance business, Liberty is no stranger to car insurance.
In this article, we’ll walk you through the comprehensive coverage it offers for private cars, including the key features and add-ons of the plan.
EZY Plus – Comprehensive
Liberty’s EZY Plus Comprehensive policy for private cars offers coverage against bodily injury, permanent disability or death and medical expenses. As the most sought-after policy by customers, this plan includes:
Personal accident
Protection for your loved ones if you are something happens to you (death or physical disability) due to unforeseen circumstances.
Medical expenses
Policyholder gets up to RM1,500 per accident claim for an unlimited number of claims throughout the year for the insured vehicle.
Key replacement
Private Car, EZY Plus Policy, offers one key replacement up to RM500 if the car key was lost due to theft.
Child seat replacement
Replacement of child seats that are damaged by a car accident or flood or one that is stolen.
Benefits
- 48-hour claims approval
- Trusted brand
- Online policy renewal
- Easy NCD transfers
- 24 branches nationwide
Add-ons
With additional add-on premiums for as low as RM80, policyholders can opt for add-on bundle plans designed to meet their best needs. Liberty Insurance offers three packages.
Ezy Plus Bundle – 24 hours unlimited mileage towing for accident/breakdown (call 1-800-88-5005 for emergency and breakdown assistance), flood inconvenience allowance, side mirror damage and warranty for workmanship repair.
Ezy Plus Bundle – Pickup Trucks – Coverage for tools of the trade, trade stocks, or materials/personal property damage in accidents or theft in vehicles, side mirror damage, waiver of compulsory excess for an unnamed driver, unlimited towing, misfuelling coverage and warranty for workmanship repair.
E-Hailing Insurance Coverage – Loss or damage to your car, liability to a third party, legal liability to fare-paying passengers, legal liability to fare-paying passengers for negligent acts and personal accident cover for authorised e-hailing driver.
Waiver of Betterment – For private cars aged 5 to 15 years on standard models during the Own Damage Repair after an accident. Betterment costs range from 15% to 40%, depending on vehicle age.
Waiver of Compulsory Excess for Unnamed Driver – Protect your loved ones, family members, friends or anyone who drives your car without nominating them as named drivers by purchasing this waiver for an additional RM20.00.
Emergency Assistance
Call 1-800-88-5005 for Emergency Assistance anytime, anywhere
Private Car EZY Plus cardholders enjoy a host of services for their vehicle in case of a breakdown and emergency for total peace of mind and protection.
Free Towing & Roadside Repair Services
Free towing of up to 150 kilometres radius if your car is involved in an accident or breakdown.
Liberty Car Insurance
A comprehensive insurance plan is crucial, as the unexpected can happen to anyone at anytime. That’s why Liberty car insurance has remained a top choice among Malaysians for the last 45 years.
If you need further assistance on any specific product, please visit Liberty Insurance’s website to learn more about the terms and conditions. Alternatively, you can request a free Liberty insurance quote from Bjak if you’d like to compare their plans with other insurance companies.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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