Having the right car insurance policy is ever so important as you may be presented with unexpected situations from time to time. Think about windshields, for example. These protective parts are susceptible to cracks every single time you’re driving.
Hence, they immediately put drivers and passengers at certain risks. This article will explore some of those risks and why it’s important to take action promptly when you see a crack.
Impaired visibility
Cracks in the windshield can obstruct the driver’s view of the road, other vehicles, pedestrians, and road hazards. This impaired visibility immediately increases the likelihood of accidents.
This is especially true in low-light conditions or during inclement weather. So, when you’re driving with cracks that can impair your visibility, there’s a high chance of an accident.
Reduced structural integrity
The windshield plays a crucial role in the structural integrity of a vehicle. It supports the roof and contributes to the overall strength of the car’s frame.
Cracks weaken the shield, making it more susceptible to shattering or collapsing during a collision. And if this happens, it could potentially lead to severe injuries to the driver and passengers.
Increased risk of injury
During a collision or an airbag deployment, a cracked windshield may not provide adequate protection as it would otherwise. It can fail to retain the airbag properly or shatter upon impact.
This can lead to increased risks of injury to the driver and passengers. Not to forget, a windscreen that shatters while the driver is operating the vehicle is bound to cause some injuries. But with cracks in place, the injuries can be worse.
Failure during rollovers
In rollover accidents, the windshield helps prevent the roof from collapsing and protects occupants from being ejected. Cracks in the windscreen weaken its ability to withstand the forces exerted during a rollover.
So, it makes it more likely to fail and compromise occupant safety. Think about the car’s roof crushing onto the occupants during a rollover. The impact can be severe.
Insurance issues
Your car insurance company may also consider a cracked windshield a safety hazard. So, driving with one may affect your coverage as well.
Some insurers may require you to repair or replace the windshield to maintain your coverage or process a claim related to the damage. Never put your coverage at risk, as you may not have it when you most need it.
Get car insurance to stay protected
It is important to address any cracks in your car’s windshield as soon as you see it. If you notice a crack, consult a professional auto glass repair or replacement service to evaluate the damage.
Remember that having comprehensive car insurance can be incredibly useful to cover damages such as windscreen cracks. If you don’t have proper coverage, get one with Bjak today!
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
Read more:
