Takaful Malaysia car insurance is arguably one of the best takaful coverage you can afford for your vehicle. As one of the pioneers of Shariah-compliant insurance products in Malaysia, Takaful Malaysia innovative and customer-centric insurance solution that offers the most value for one’s money.
If you have been thinking about making the big switch from conventional to takaful car insurance, myClick Motor by Takaful Malaysia is the right product because it is loaded with various complimentary benefits. Read on as we explain the plan in detail in this blog post.
Key benefits
Takaful Malaysia’s myClick Motor offers comprehensive coverage for cars in the event of losses or damages due to accident, fire or theft as well as liability to a third party. As a Shariah-compliant car policy, it stands out from other policies in the market due to the following five reasons:
- 6 Months Repair Warranty
- Cash Back For No Claims
- Instant 10% Discount
- 0% Interest Instalment Plan
- Unlimited number of breakdown towing up to 50km
Tele Bantuan
Comprehensive Private Motor Takaful policyholders are also eligible for a 24/7 emergency car assistance program called Tele Bantuan by Takaful Malaysia. Through Tele Bantuan, help is always underway.
- Breakdown – 24/7 emergency assistance for flat tyres and more
- Towing service – Free towing service up to 50km (one-way trip) and a maximum of RM200 for private cars
- Battery assistance – Replacement of battery for accidental breakdown
- Minor repairs – Assistance and repair of the vehicle on the roadside with free labour costs of up to 2 hours
- Jumpstart support – Emergency jumpstart assistance during unexpected times
- Delivery of fuel – Emergency fuel delivery if your car runs out of fuel on the road
Add-on coverage
You can also purchase optional add-on benefits to maximize coverage against mishaps by paying additional premiums. Takaful Malaysia car insurance comes with various add-ons, including Motor PA Plus coverage and towing and cleaning due to water damage.
- Motor PA Plus – up to RM40,000 PA Cover for Driver & Passengers and breakdown towing up to 300km.
- Inclusion of Special Perils – Coverage for damage resulting from natural disasters, such as floods, landslides, earthquakes and more.
- Towing and Cleaning due to Water Damage – up to RM3,000 claimable limit for expenses incurred by water damage due to floods, overflowing of waterways, drains, rivers or mudslides which require towing and cleaning.
- Compensation for Assessed Repair Time (CART) – compensates you for the loss of use of your vehicle based on the loss adjuster’s assessment of the time required for repairs as a result of an accident (up to 21 days x RM200).
- Key Replacement – reimburses you 80% of the cost of replacing the key to your car (coverage up to RM3,000).
- Legal Liability to Passengers – covers you against the legal liabilities for death or bodily injuries caused to your passengers (except family members) due to your negligent driving.
- Legal Liability of Passengers – covers you against the legal liabilities for death or bodily injuries to a third party or third-party property damage due to negligence of your passengers.
- Strike, Riot & Civil Commotion – covers your vehicle against loss or damage caused directly by persons involved in a strike, riot or disturbance of public peace.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
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