Introduction
Many insurance users mistakenly think SRCC is the same as vandalism. In reality, SRCC protects vehicles from damage caused by riots, strikes, or civil commotion, while vandalism refers to deliberate damage by individuals or small groups, such as scratches, broken windows, or graffiti. Furthermore, BJAK actively guides users to understand this protection and choose policies that match their risk, ensuring peace of mind.
1. Difference Between SRCC and Vandalism
SRCC: Covers damage from large-scale riots, demonstrations, or civil unrest. Although rare, these events can result in costly repairs.
Vandalism: Involves deliberate damage by individuals or small groups, like scratches, broken windows, or graffiti.
Overall, knowing the distinction helps users make informed insurance choices and avoid surprises.
2. Costs and Implications
SRCC coverage can save thousands of ringgit if a vehicle suffers damage during a riot or civil disturbance.
Meanwhile, vandalism usually involves smaller repair costs, but it can still become a financial burden without proper coverage.
With BJAK, SRCC policies and add-ons give users confidence that their vehicle is protected even in high-risk situations.
3. How BJAK Helps
First, BJAK allows users to compare policies that include SRCC and relevant add-ons.
Next, BJAK explains the coverage differences clearly, so users fully understand what is protected.
Finally, BJAK provides a fast, transparent digital process for buying and renewing insurance, making the entire experience smooth and stress-free.
Conclusion
SRCC is not the same as vandalism. It safeguards vehicles against damage caused by riots, strikes, or civil unrest—rare events that can be very costly. Furthermore by using BJAK, users can understand these differences and select the insurance policies that best fit their risk, ensuring full, safe, and transparent protection.
Read More:
Malaysian Car Insurance – Extension 101 Guide
Motorbike 3rd Party Insurance: What You Must Know
Motorbike Insurance 101: Understanding 1st Party vs 3rd Party Coverage
