Introduction
Rainy seasons and floods pose a major threat to cars. Flood water is not covered under standard insurance policies, meaning owners must bear repair costs themselves without add-ons like special perils. This article explains the risks, protection options, and how BJAK makes it easy to add coverage.
Protect Your Car from Flood Water with Add-Ons
- Standard policies only cover accidents, third-party liability, and fire.
- Insurers treat water ingress as an extraordinary risk, so you must add an add-on to cover it.
- Without an add-on, owners must pay repair costs, which can be expensive.
Steps to Protect Your Car
Take a Special Perils Add-On
Covers flood, water ingress, and damage caused by extreme weather.
Choose Comprehensive Coverage
Essential for EVs or imported cars due to high spare part costs.
Monitor Weather & Park Safely
Avoid parking in low-lying areas or flash flood zones.
Use BJAK for Instant Insurance
BJAK gives you instant coverage links, protecting your car immediately.
Conclusion
Flood water is not covered in standard policies, but with the right add-ons and BJAK’s assistance, car owners can avoid major losses. Plan ahead, select additional protection, and ensure your vehicle remains safe even during heavy rain.
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