Introduction
The Perodua Axia road tax and insurance price is among the friendliest in Malaysia, which is a big reason the Axia remains the country’s entry-level favourite. With a 1.0-litre engine, both road tax and insurance sit at the low end of the scale.
This guide walks through the 2026 numbers — road tax, average premium, third-party vs comprehensive pricing, NCD and easy ways to pay less. Before you renew, you can compare and renew in minutes on Bjak.
Perodua Axia Road Tax and Insurance Price
The Axia runs a 998cc engine, which falls in the “1,000cc and below” band. In Peninsular Malaysia that means a flat road tax of just RM20 per year — the lowest bracket there is.
Rates are slightly different in Sabah and Sarawak, but the Axia stays in the cheapest tier wherever you are. Not sure of your exact figure? Learn how to check car road tax prices and what determines road tax prices in Malaysia.
Perodua Axia Insurance Price
Because the Axia has a low market value (roughly RM23,000–RM40,000 depending on year and variant), its comprehensive premium is modest — typically around RM500–RM900 a year.
Your exact price depends on your car’s sum insured and your personal profile. See how car insurance prices in Malaysia are set.
What Affects Your Axia Premium
Premiums aren’t random. The main drivers are your car’s sum insured (market value), your NCD, your location, and any add-ons you choose.
For the full picture, read the 7 factors that determine your car insurance premium and how car insurance premium is calculated.
Third-Party vs Comprehensive Price
Third-party cover is the cheaper, legal minimum — but it only pays for damage to others, not your own Axia. Comprehensive costs more but protects your own car against accidents, theft and fire.
Weigh both in pros & cons of third-party insurance and comprehensive insurance explained. For an affordable car that’s still worth protecting, most Axia owners choose comprehensive.
NCD Example
Your No Claim Discount (NCD) rewards claim-free years and can cut your premium by up to 55%. On an Axia, that can shave a few hundred ringgit off your renewal.
Example: a base comprehensive premium of RM800 with a full 55% NCD drops to about RM360. Learn more in this guide to NCD rates and how driving safely saves you more.
Total Cost at a Glance
| Item | Third Party | Comprehensive |
|---|---|---|
| Road tax (1.0L) | RM20/year | RM20/year |
| Typical premium | ~RM120–RM150/year | ~RM500–RM900/year |
| Covers your own car | No | Yes |
| Theft & fire | No | Yes |
How This Affects You
Knowing the Perodua Axia road tax and insurance price helps you spot a fair quote at renewal and avoid overpaying. Because the Axia sits in the lowest road-tax band and carries a modest market value, small choices — like your sum insured and add-ons — have a big effect on what you pay.
Reviewing these numbers each year before you renew keeps your protection accurate and your cost in check.
How to Lower Your Perodua Axia Insurance Price
Keep your NCD intact, set an accurate sum insured, skip add-ons you don’t need, and always compare before renewing.
More ideas here: 8 tricks to save on your premium and 5 tips to save when you renew.
Frequently Asked Questions
- How much is road tax for a Perodua Axia?
The Axia has a 998cc engine, so road tax is a flat RM20 per year in Peninsular Malaysia — the lowest bracket. Rates in Sabah and Sarawak differ slightly. - How much is insurance for a Perodua Axia?
Comprehensive insurance for the Axia typically costs around RM500–RM900 a year, depending on your sum insured, NCD and driver profile. - Should I get third-party or comprehensive cover?
Third-party is the cheapest legal minimum but only covers damage to others. Comprehensive costs more but protects your own Axia against accidents, theft and fire. Most owners choose comprehensive. - Does my NCD lower the Axia insurance price?
Yes. Your No Claim Discount can cut your premium by up to 55% after five claim-free years — for example, RM800 dropping to about RM360. - How can I lower my Axia premium?
Keep your NCD intact, set an accurate sum insured, drop add-ons you do not need, and compare quotes before renewing. - How does this affect my car insurance renewal?
Knowing your Axia road tax and premium range helps you recognise a fair quote at renewal. A quick check on bjak.my makes it easy to compare and renew.
Related Bjak Guides
For more context, read road tax price: how much you have to pay, the difference between car insurance and road tax, and understanding sum insured. These guides help you check prices, NCD, premiums or add-ons before choosing the right policy.
How Bjak Helps
Bjak makes insuring your Axia simple. Compare quotes from 10+ insurers side by side, see the best price and coverage without calling a single agent, and renew online in one sitting.
Bjak also sends free renewal and road tax reminders by email, SMS and app notification, so you never miss a due date — and never overpay by renewing at the last minute.
Conclusion
The Perodua Axia road tax and insurance price stays refreshingly low — RM20 road tax and a comprehensive premium that often lands under RM900. Keep your NCD, insure at the right value, and compare before you commit.
Before your next renewal, compare quotes and renew in minutes on bjak.my — the simplest way to stay covered, stay legal and get the best price.
Also Read:
Never Miss a Renewal: Setting Up Car Insurance Reminders with Bjak
How to Use Sum Insured Calculator before Renew Car Insurance
Renewing Insurance for Old Cars Malaysia 2026 — What Changes
