Car Insurance Add-Ons You Will Never Use — An Honest Look
Not all car insurance add-ons are created equal. Some protect you from real risks. Others sound useful but rarely pay off. Here’s how to tell the difference.
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BJAK Content Team
BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options
Special Perils Car Insurance — Is Flood Cover Worth It?
With Malaysia’s recurring flash floods, special perils coverage keeps coming up. Here’s whether it’s worth the extra cost based on where you live and park.
Insuran Motosikal Lepas Tukar Enjin? – Masih Dilindungi?
Tukar enjin dan mod prestasi memang popular dalam scene motor Malaysia. Tapi kalau tak buat paperwork, claim seterusnya boleh ditolak terus.
Tukar Syarikat Insurans Kereta — Apa Yang Anda Mungkin Rugi
Tukar insurer nampak mudah — pilih je sebut harga lebih murah. Tapi kelewatan NCD, gap perlindungan, dan kehilangan bengkel panel boleh merugikan lebih dari yang anda jimat.
Insurans Kereta Terpakai — Kenapa Harga Tak Kena?
Pembeli kereta terpakai sering terkejut dengan sebut harga insurans — kadang terlalu tinggi, kadang pelik rendah. Ini apa yang insurer sebenarnya tengok.
Motorcycle Insurance After Engine Swap — Still Covered?
Engine swaps and performance mods are huge in the Malaysian bike scene. But skip the paperwork, and your next claim could get rejected outright.
Switching Car Insurance Provider — What You Might Lose
Switching sounds simple — just pick a cheaper quote. But NCD transfer delays, coverage gaps, and losing your panel workshop can cost more than you save.
Car Insurance for Used Cars — Why Your Quote Feels Wrong
Used car buyers often get blindsided by insurance quotes that feel too high or oddly low. Here’s what insurers actually look at when pricing your second-hand car.
Insurans Motosikal Rider Penghantaran — Adakah Dilindungi?
Kebanyakan rider Grab, Foodpanda, dan Shopee guna insurans motosikal peribadi semasa menunggang secara komersial. Jurang itu boleh batalkan claim anda sepenuhnya jika sesuatu berlaku.
Pertama Kali Renew Insurans Kereta — Panduan Ringkas
Kalau selama ini orang lain yang uruskan insurans kereta anda dan sekarang giliran anda, panduan ini cover semuanya — dari dokumen sampai bandingkan harga sampai apa jadi selepas bayar.
