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BJAK Content Team

BJAK Content Team creates engaging and informative content for BJAK, Southeast Asia's largest online insurance platform. They specialize in making insurance and financial services more accessible to Malaysians through clear, user-focused articles that help readers make confident decisions about their coverage options

Why Car Insurance Premiums Increase Every Year

Why Car Insurance Premiums Increase Every Year

Car insurance premiums can rise yearly even without claims. Factors include NCD, roadtax, vehicle value, inflation, and driver profile. This guide explains why premiums increase and how to reduce costs smartly using BJAK Calculator and panel insurance comparison.

Malaysia Roadtax Rates by Engine Capacity

Malaysia Roadtax Rates by Engine Capacity

Roadtax rates in Malaysia vary by engine capacity. This guide provides estimates for all engine ranges, example calculations for popular cars, and tips to save on annual costs. BJAK Calculator allows you to combine roadtax with insurance premium and NCD, giving a clear total cost without calculation errors.

How to Properly Claim Car Glass Damage Insurance

How to Properly Claim Car Glass Damage Insurance

Car glass damage can affect safety and NCD. This guide explains how to claim BJAK insurance with clear steps: check your policy, take photos, submit documents, and service at a panel workshop. BJAK also helps check premiums after claims to manage your annual costs efficiently.

Market Value vs Agreed Value: Pick the Right Insurance Coverage

Market Value vs Agreed Value: Pick the Right Insurance Coverage

Understand the difference between Market Value and Agreed Value before choosing car insurance. Market Value follows market price and is cheaper; Agreed Value is fixed, suitable for new or imported cars. This guide shows how to pick the right coverage and compare quotes from BJAK panel insurers to save on annual costs.

How to Renew Roadtax Using MyJPJ App

How to Renew Roadtax Using MyJPJ App

Renewing car roadtax is easier than ever with MYJPJ App. This guide shows simple steps from checking vehicle details, calculating payment, to receiving digital roadtax. BJAK also helps check insurance & NCD so your annual costs are organized and savings maximized.

Roadtax & NCD: Relationship in Determining Insurance Premiums

Roadtax & NCD: Relationship in Determining Insurance Premiums

Many drivers don’t realize that although roadtax and NCD are calculated separately, both influence insurance premium costs. This article explains how they are linked, gives real-life calculation examples, and shows how to check both simultaneously using BJAK Calculator to save more each year.

Hilang Roadtax: Apa Perlu Buat?

Hilang Roadtax: Apa Perlu Buat?

Hilang roadtax bukan masalah besar. Tak perlu buat laporan polis — cuma bawa IC, salinan geran, dan insurans aktif ke JPJ. Lepas isi borang dan bayar denda, anda akan terima roadtax baharu. Semak insurans anda di BJAK supaya NCD dan perlindungan kekal aktif tanpa gangguan.

Renew Awal Jimat NCD, Betul Ke?

Renew Awal Jimat NCD, Betul Ke?

Renew awal insurans tidak menambah NCD, tapi elak gap polisi dan denda. Panduan ini terangkan cara semak NCD semasa, rancang renew awal dengan bijak, dan banding harga panel BJAK supaya kos tahunan lebih jimat dan perlindungan tetap sah.