Berjaya Sompo is one of the leading general insurance providers in Malaysia that has been around in the market for over 20 years. With an array of financial products, including car insurance Berjaya has seen steady growth over the years, offering customised and valuable coverage for various needs.
Among its auto insurance products, SOMPO Motor is a highly rated plan that offers many benefits for vehicle owners. Let us unveil the details of the plan in this article to help you decide why Berjaya Sompo could be the ideal insurer for you.
What is SOMPO Motor?
SOMPO Motor is a comprehensive insurance policy for private cars from Berjaya Sompo. The plan covers vehicle owners for accidental or fire damage to their vehicle, vehicle theft and liability to other parties for injury or death as well as damage to other parties’ property.
Unlike typical motor insurance, SOMPO Motor offers a special bundle pack that enables vehicle owners to save up premiums while enjoying essential services and other benefits.
What is covered?
The three essential coverage option of the SOMPO Motor plan includes:
- Liabilities to third party for injury, death & property loss/damage
- Loss/damage to own vehicle due to accidental fire/theft
- Loss/damage to own vehicle due to accident
Additional benefits
As an upgraded vehicle coverage plan, SOMPO Motor comes with many additional benefits that guarantee a fulfilling experience and peace of mind for policyholders. The additional benefits are listed below:
All Drivers Cover
- Waiver of Named Driver Requirement under Compulsory Excess, ie. you are not required to provide
name(s) of your authorised driver(s). - All authorised drivers are not subject to the Compulsory Excess*
*unless the drivers fall within the category of a person who is under 21 years old or holds a
provisional or learner driver’s licence.
24-Hour Rakan Auto Assist
- Emergency towing following an accident
- Emergency breakdown and minor roadside repair services
- Up to RM300 per incident for towing and labour costs for roadside repairs (excluding the cost of parts, toll charges and levy for cross-border towing)
- A nationwide network of panel workshops
Repairs Warranty of 12 Months
- 12-month warranty against defects on new parts replaced and workmanship carried out by panel workshops.
Special Perils Coverage
- This policy provides a claim amount of RM10,000 or 20% of the Sum Insured for any loss or damage to your vehicle caused by convulsions of nature, such as floods, typhoons, hurricanes, storms, earthquakes landslides, etc.
Optional benefits
Vehicle owners can also purchase the following optional benefits to maximise their coverage by paying additional premiums. The optional benefits for SOMPO Motor include but are not limited to the following:
Waiver of Betterment
- Waive all claim-related betterment costs if the vehicle is not more than 15 years old.
Unlimited Towing Costs
- The vehicle is not more than 15 years old.
- Towing costs to cover unlimited towing services in respect of any single towing trip from the location of the accident or breakdown to the panel repairer of choice or a safe place of storage within Malaysia while awaiting repair or disposal.
- If the vehicle breakdown and the cost incurred are only for such towing services, we will not deduct any excess, and you will not lose your No Claim Discount (NCD) entitlement.
- Cost of parts, toll charges and levy fee charged by Customs for cross-border towing are excluded.
Top Up for Full Convulsion of Nature Cover (Full Special Perils Coverage)
- Provide a top-up full cover
- The vehicle can be covered up to the Sum Insured specified in the Policy Schedule for any loss or damage caused by convulsions of nature, such as floods, typhoons, hurricanes, storms, earthquakes landslides, etc.
Private Hire Car – for vehicles used for e-hailing service
Cover for windscreens, windows and sunroof
Separate cover for accessories fixed to your vehicle
Current year “NCD” relief
Compensation for Assessed Repair Time (CART) – for the loss of use of the vehicle
Motor N-hancer Pack / Enhancer Pack
SOMPO Motor policyholders can also purchase the Motor N-hancer Pack / Enhancer Pack. This bundle back lets them enjoy savings without having to purchase add-ons individually at separate premiums. However, the plan is only applicable for vehicles aged from 5 to 14 years old.
The benefits under the Motor N-hancer Pack / Enhancer Pack are as follows:
- Unlimited Towing Costs
- Legal Liability of Passengers
- Legal Liability to Passengers
- Personal Accident Add-On of RM25,000
- Waiver of betterment
- Key Replacement (up to RM1,000)
Vehicles aged 5 to 7 years will have to pay an additional premium of RM124 to purchase the Motor N-hancer Pack while vehicles aged 8 to 14 years pay a premium of RM174.
Where to buy Berjaya Sompo car insurance?
You can easily purchase Berjaya Sompo car insurance with Bjak, your all-in-one insurance comparison site that lets you compare multiple brands at once and select the ideal policy for the lowest price.
Get free car insurance quotes from Berjaya Sompo on Bjak and renew easily with our paylater options. Not only that, but you can also customise your add-ons while renewing insurance on Bjak, including our VIP plan. Click on the button below to learn more.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
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