Berjaya Sompo is a general insurance provider that has been offering competitive financial products in the Malaysian market for over 20 years. Its auto insurance products are especially known for offering bang-for-your-buck protection and customisable add-ons to address various coverage needs.
If you’re looking for a plan that offers more for less, then SOMPO MotorNow could be the one for you. Read on as we unveil the details of the plan to help you decide why Berjaya Sompo could be the ideal insurer for you.
What is SOMPO MotorNow?
SOMPO MotorNow is an auto insurance policy from Berjaya Sompo that offers comprehensive coverage for private cars. The plan covers vehicle owners against any form of damage or loss (own or third-party) in addition to the protection against legal liabilities to third-party for injury death, and property damage.
MotorNow is an enhanced motor insurance product that includes all-driver coverage in the basic premium, which is not readily offered to Berjaya’s standard first-party policyholders.
What do you get?
The five essential coverage options of the SOMPO Motor plan include:
- Liabilities to third party for injury, death & property loss/damage
- Loss/damage to own vehicle due to accidental fire/theft
- Loss/damage to own vehicle due to accident
- Coverage for all drivers, where no compulsory excess is applicable except where the authorised driver at the time of the accident is under twenty-one (21) years old or holds a provisional or learner driver’s licence
- Repair warranty of 6 months against defects on new parts replaced and workmanship carried out by panel workshops
Optional benefits
To maximise their coverage against unforeseen circumstances, vehicle owners can purchase the following optional benefits by paying additional premiums. The available optional benefits for SOMPO MotorNow are as follows:
- Cover for Windscreens, Windows and Sunroof
- Legal Liability to Passengers
- Separate Cover for Accessories Fixed to Your Car
- Current Year “NCD” Relief
- Waiver of Betterment (vehicle age up to 15 years)
- Inclusion of Special Perils
- Unlimited Towing Costs
- Private Hire Car – for vehicles used for e-hailing services
MotorNow vs Comprehensive Cover
MotorNow differs slightly from the standard Berjaya Sompo comprehensive car insurance. The two main differences lie in terms of coverage options and policy premiums:
- MotorNow offers All-Drivers coverage, something which is not included in the comprehensive coverage. With all-driver coverage, every driver who uses the insured vehicle will be covered against mishaps.
- Since MotorNow offers additional coverage, the annual premium for it is slightly higher than the standard comprehensive policy. Due to this, vehicle owners will have to pay higher service taxes to afford the policy.
***
Interested to give MotorNow a go? Purchase your policy easily from Bjak.my, Malaysia’s No.1 insurance comparison site that lets you compare multiple brands at once and select the ideal policy for the lowest price.
Get free car insurance quotes from Berjaya Sompo on Bjak and customise your add-ons to suit your budget and driving needs. You can also renew your policy effortlessly with our instalment options. Click on the button below to learn more.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
Read more:
