Introduction
Riot damage may be uncommon, but its impact can be costly. Car panels, windows, and mechanical systems can all be affected by third-party actions. This article explains why riot damage repair costs are high even though incidents are rare, and how drivers can prepare.
1. Repair Costs Can Reach Thousands
- Body panels and structural repairs due to riots can cost RM5,000–10,000
- Broken windows or interior damage adds extra expenses
- Expensive or new cars are more vulnerable to significant losses
Note: Repair costs include parts, labour, and workshop services.
2. Riot Risks in Malaysia
- Typically occur during large protests or uncontrolled demonstrations
- High-risk locations include city centres or major shopping areas
- Although rare, the financial impact can be substantial
3. How to Protect Your Car
- Take SRCC coverage – protects against riot damage
- Park in safe areas – multi-storey or private lots
- Take photos of your car’s condition before parking – makes claims easier
- Combine with Agreed Value & NCD – ensures your NCD remains safe after a claim
4. Additional Tips
- Monitor local news & alerts before driving or parking
- Avoid high-risk areas during gatherings or protests
- Understand your SRCC insurance policy to know when coverage applies
Conclusion
Even though riots are rare, Riot Damage Repair Costs can still create a significant financial burden for any driver. That’s why having SRCC coverage — and combining it with NCD and Agreed Value — helps Malaysian drivers protect their vehicles from major losses and maintain peace of mind, even during unexpected events.
Read More:
Emergency Assistance & Towing: What You Need to Know
