Introduction
Beyond the main policy, insurance add-ons allow drivers to customize coverage according to their needs. This article explores worthwhile insurance add-ons, how BJAK provides them, and tips to select the most suitable add-ons for your car and driving style.
1. Key BJAK Add-Ons
BJAK offers several add-ons that deliver real value:
- VIP Rescue: One-time car towing within BJAK’s coverage area, with real-time tracking via WhatsApp. Ideal for drivers who travel long distances or drive in remote areas.
- Key Care: Reimburses costs for lost, stolen, or damaged keys up to a selected limit; requires a police report and original receipt.
- Warranty: Covers engine and transmission for cars up to 15 years old, one-time claim up to RM1,000. Excludes accidents or wear and tear.
2. How to Choose Worthwhile Add-Ons
- Identify Needs: For example, if you frequently drive long distances, VIP Rescue is more relevant.
- Consider Cost vs. Benefit: Select add-ons that provide maximum protection without wasting premium.
- Understand Claim Requirements: Ensure you understand the claim process to avoid complications.
3. BJAK Tips for Add-Ons
- Check Options Before Purchase: BJAK allows you to compare add-ons from multiple insurers.
- Combine with Main Policy: Ensure the add-on fits your insurance type (comprehensive or third-party).
- Avoid Irrelevant Add-Ons: Only choose add-ons that deliver real value.
Conclusion
BJAK lets Malaysian drivers check, compare, and select worthwhile car insurance add-ons, providing extra protection while ensuring optimum coverage without wasting premium.
Baca Juga:
Comparison of Car Add-On Coverage in Malaysia
