Motor insurance is not just an option for car owners – it is a legal necessity. But with so many brands out there, settling for an ideal policy can be quite a challenge. Chubb’s Private Car Insurance protects car owners against financial loss in the event of an accident or theft.
The insurance policy offers two distinct types of coverage – Comprehensive car insurance coverage and third-party-only coverage. Let us walk you through the details and key benefits of both policies and let you compare them side by side.
Comprehensive policy
Chubb’s comprehensive car insurance policy primarily protects vehicle owners against the following incidents. On top of these benefits, policyholders can purchase add-ons from the list provided in the following section.
- Third-party bodily injury and death;
- Third-party property loss or damage; and
- Loss or damage to your vehicle due to accidental fire, theft or accident collision.
Optional benefits
Chubb allows its users to purchase optional add-on coverage for additional premiums to maximise protection against unforeseen circumstances. Here are some of the add-on coverage offered for Chubb’s car insurance policies:
- Windscreen damage
- Legal Liability of Passenger (LLP)
- Legal Liability to Passenger
- Damage arising from flood and landslide (special peril)
- Strike Riot and Civil Commotion (SRCC)
- Additional Named Driver
- e-Hailing usage (Private Hire Car)*
Third-Party policy
Chubb’s third-party car insurance policy protects vehicle owners against liabilities to third parties. Unlike the comprehensive policy, this policy is not eligible for add-ons and benefits such as own vehicle damage due to accidental fire and collision and vehicle theft.
- Third-party death
- Third-party bodily injury
- Third-party property loss or damage
Major exclusions
The following are incidents that Chubb car insurance does not cover in any case:
- Your own death or bodily injury due to a motor accident;
- Your liability against claims from passengers in your vehicle; and
- Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide (without special perils coverage).
- If the vehicle is used for hire & reward including a private hire car
Get covered by Chubb
Chubb car insurance is ideal for those looking for affordable car insurance that offers the right amount of coverage. You can purchase this policy easily on Bjak, where you can customise it according to your needs. Chubb is one of the many insurance providers that are featured on Bjak.
With Bjak, you can also subscribe to the VIP package that enables you to enjoy various services and benefits for your car, such as free unlimited towing, car inspection, emergency tyre replacement and more. Click the button below to get a free Chubb car insurance quote from us today.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
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