INTRODUCTION
Large SUV Not Needed for most city drivers—especially those who typically travel short distances, deal with constant traffic, and often struggle to find parking. In many cases, choosing an oversized vehicle doesn’t just take up more space; it also increases overall ownership costs. As a result, insurance premiums, fuel usage, and maintenance expenses can rise significantly without offering real benefits for everyday urban driving.
With that in mind, BJAK makes it easier for buyers to understand the financial impact of their vehicle choice. Through the platform, users can compare insurance costs and coverage from multiple providers, helping them make smarter, more practical decisions before committing to a car.
1. Challenges of Driving a Large SUV in the City
Large SUVs have several drawbacks for urban use:
- Parking difficulties: Tight spaces increase stress and the risk of scratches
- High fuel consumption: Greater fuel costs compared to smaller cars
- Higher insurance premiums: Bigger engines and higher vehicle value increase premiums
- Unused advantages: Large capacity, AWD, and cargo space are rarely needed
2. Insurance Factors for Large City SUVs
Comprehensive insurance for large SUVs is usually more expensive due to:
- High market value: Premiums increase with car value
- Expensive spare parts: Repair costs rise in case of accidents
- Higher risk: Large SUVs tend to cause more damage to third parties
BJAK allows users to compare insurance for different SUVs on a single platform to avoid overpaying.
3. Alternatives to Large SUVs for City Driving
Compact cars or small sedans are more practical:
- Perodua Myvi / Axia — fuel-efficient, low insurance, easy to park
- Proton Saga / Persona — easy to service, low insurance premium
- Other hatchbacks or compact sedans — sufficient space for daily use, low costs
4. Tips for Choosing a City Car Without Overkill
- Choose engines between 1.0L–1.5L for lower insurance costs
- Check insurance premiums on BJAK before buying
- Make sure the car is easy to park and maneuver
- Don’t buy a large SUV just because it’s “trendy” or feels safer
CONCLUSION
Large SUV Not Needed when your daily routine mostly involves city driving. Choosing not to buy a large SUV helps drivers save significantly on insurance, fuel, and maintenance costs. Beyond that, smaller and more efficient cars are easier to park, cheaper to run, and far more practical for urban environments.
To make things even simpler, BJAK allows you to compare insurance policies quickly, ensuring you get the best coverage without overpaying—while also helping you choose a car that actually fits your lifestyle in the city.
Read More:
Choosing a Car Based on Lifestyle & Travel
