Today, Malaysia’s auto insurance market has more insurance brands than last few decades. Among the most sought-after brands we have now, MSIG car insurance would be a top pick because it is one of the largest general insurers in Malaysia, with a nationwide network of 20 branches.
So, there’s no doubt about MSIG’s status as a trusted insurance brand by tens of thousands of vehicle owners. MSIG Malaysia derives more than 40 per cent of its overall business from motor vehicle insurance alone. So, if you have yet to consider it your preferred insurance provider, it’s time to get to know their coverage plans.
MSIG car insurance coverage
MSIG provides private car owners with three insurance plans that offer different benefits. These plans are Comprehensive Private Car, Motor Plus, and Lady Motor Plus.
Policyholders are entitled to various benefits such as a 10% direct rebate, easy cashless payment, a 6-month repair warranty by MSIG panel workshops and 24-hour roadside assistance from MSIG Motor Assist. Let’s look at the different plans you can choose from and their key selling points.
Comprehensive Private Car
The Comprehensive Private Car by MSIG is a customisable basic plan that allows you to have add-ons that suit your needs. For the basic premium, you will be entitled to the following coverage:
- Third-party bodily injury or death
- Third-party property loss or damage
- Loss or damage due to accidental fire, theft or accident
The plan has add-on coverage with additional premiums such as the driver’s accident, full special perils, legal liability of passengers, legal liability to passengers, waiver of compulsory excess, protection against strikes, riots, and civil commotion and 24-hour unlimited towing.
Motor Plus
The MSIG Motor Plus plan, on the other hand, offers better value for additional protection for car owners. Unlike the Comprehensive Private Car plan, this plan has seven pre-selected add-ons for a single price. MSIG recommends this plan for its customers over the other two.
Under this coverage, you are entitled to a driver’s accident, full special perils, legal liability of passengers, legal liability to passengers, waiver of compulsory excess, strike, riot and civil commotion, and 24-hour unlimited towing by paying a single premium.
The basic premium also offers coverage for third-party bodily injury or death; third-party property loss or damage; and loss or damage due to accidental fire, theft or accident.
Lady Motor Plus
The Lady Motor Plus is a new product from MSIG. It offers comprehensive coverage specially designed for women with five additional benefits to cater to their safety needs.
The additional benefits include the policyholder’s accident, full special perils cover, inconvenience relief allowance, compensation for loss or damage to personal belongings and transportation allowance. Like the Motor Plus plan, customers can enjoy various add-on benefits for a single price.
The basic premium also offers coverage for third-party bodily injury or death; third-party property loss or damage; and loss or damage due to accidental fire, theft or accident.
MSIG insurance for private cars
For many years, MSIG has provided excellent customer service for all its vehicle insurance customers. The company has been committed to offering car owners the best car insurance with many customisation options.
If you want to learn about that, click the link below to find out. Also, don’t forget to visit Bjak now to compare Malaysia’s auto insurance policies for free.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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