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Why Many Drivers Don't Have Valid Car Insurance

Why Many Drivers Don’t Have Valid Car Insurance

Many Malaysian drivers still don’t have valid car insurance — some forget to renew, others wait until the last minute, or simply don’t understand the real risks. Here’s why it happens and why staying covered at all times is so important.

5 Reasons Why You Should Compare Before Renewing

5 Reasons Why You Should Compare Before Renewing

Many drivers renew their insurance without checking other offers — even though price and benefits can differ significantly. This article shares 5 reasons why you should compare first before renewing, and how BJAK helps you get the best policy with maximum coverage and more savings.

What Is an eCoverNote and Why Do You Need It?

What Is an eCoverNote and Why Do You Need It?

An eCoverNote is a temporary digital document that proves your vehicle insurance is active. It’s essential for roadtax renewal and JPJ verification. If you lose your copy, contact BJAK via WhatsApp, phone, or email — our team will send the eCoverNote link straight to your WhatsApp for instant access.

Why Car Insurance Premiums Increase Every Year

Why Car Insurance Premiums Increase Every Year

Car insurance premiums can rise yearly even without claims. Factors include NCD, roadtax, vehicle value, inflation, and driver profile. This guide explains why premiums increase and how to reduce costs smartly using BJAK Calculator and panel insurance comparison.