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Home » Z-Driver: Enhanced Private Car Policy By Zurich Insurance

Z-Driver: Enhanced Private Car Policy By Zurich Insurance

    Zurich Motor Insurance

    Zurich is a Swiss insurance company that offers a wide range of insurance and takaful solutions to millions of consumers in Malaysia. The brand is revered in the automotive industry due to its ability to provide comprehensive and custom-made policies that meet individual needs.

    Its comprehensive coverage for private cars, also known as Z-Driver, is one of the most coveted solutions car owners consider due to its various benefits. Let us explain the plan in detail in this article so you can make informed decisions before signing up.

    What is Z-Driver?

    Z-Driver is a comprehensive plan that protects private car owners against liabilities to third parties for injuries, death, property loss or damage resulting from accidents. As an inclusive policy, it also safeguards the policyholders from property loss or damage due to vehicle fires, theft or accidents.

    What does it cover?

    For the basic premium, vehicle owners are protected against the following incidents:

    1. Third-party bodily injuries and death
    2. Third-party property loss or damage
    3. Loss or damage to your car due to accidental fire, theft or accident
    4. Temporary Courtesy Car Cover (Non-Tariff)
    5. Towing and cleaning due to water damage (Non-Tariff)
    6. Key replacement (Non-Tariff)
    7. Waiver of betterment (Non-Tariff)

    Key benefits

    Zurich motor insurance for ladies
    1. Low-risk drivers pay less

    Discounts of up to 10% on the motor contribution for safe drivers, lady drivers and SUV drivers.

    2. Up to 20% discount with voluntary excess

    Choose the offer you wish to self-pay during claims to get discounts on motor contributions.

    3. Water damage coverage from RM10/year

    Reimbursement of up to RM5,000 on towing and cleaning of the vehicle due to flood.

    4. Personal Accident coverage up to RM175,000 per car

    Protects the policyholder and their whole family or any other passengers in the car for as low as RM15/year.

    5. 60% discount off the tariff rate for special perils

    Savings on your contribution for special perils coverage such as earthquakes, sinkholes, landslides and floods.

    6. Complimentary cover extension to unlimited named drivers

    Extend your coverage to an unlimited number of additional drivers for free.

    Optional coverage

    Zurich special perils coverage

    For an additional premium, vehicle owners can also purchase one or more of the following optional coverage, which covers incidents that are not included in the basic plan of Zurich motor insurance:

    • Passenger liability cover
    • Damage arising from flood and landslide
    • Damage arising from strikes, riots and civil commotion
    • Enhanced cover for windscreens, windows and sunroof
    • E-Hailing Private Car coverage

    Get Zurich motor insurance

    Zurich’s Z-Driver is worth considering if you’re looking for a plan that is not only comprehensive but enables you to enjoy savings at the same time. We recommend this to vehicle owners in the low-risk segment and those who want extra value from their money. You can easily renew or switch to Zurich car insurance at without hassle.

    As Malaysia’s No.1 Insurance Platform, Bjak lets you compare policies from 18 insurance brands for free and pay at your convenience by instalment options. Visit our website today to learn more, and remember to follow our blog for advice and useful tips and tricks on car insurance.

    Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!

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