You are planning for your dream vacation at the end of the month, but you’re unsure which insurance plan to select due to some concerns.
You plan on bringing your pet along or might have to cancel the trip last minute due to some emergencies. Whatever the case, understand what travel inconvenience coverage is before purchasing an insurance policy.
What is travel inconvenience coverage?
Travel inconvenience coverage is a form of protection for travellers against incidents that may arise during their travel. Insurance companies tend to include many items in this section because inconveniences can happen in so many ways. Some common examples are trip cancellations, baggage delays, and loss of travel documents.
Due to modernisation and improved lifestyle, travel convenience covers pets, sports equipment and credit cards. Likewise, due to safety concerns, terrorism and other forms of threatening activities are also covered.
What is included in travel inconvenience coverage?
Travel inconvenience coverage includes protection for various issues during your travel. It also depends on the insurance provider, as some are willing to cover things others don’t, such as ransom and terrorism.
A good travel inconvenience covers but is not limited to the following:
- Trip cancellations or postponements
- Trip curtailment or disruption
- Travel delay
- Damage to luggage and personal effects
- Baggage delay
- Personal money
- Golf equipment
- Home care
- Pet care
- Loss of travel documents
- Credit card indemnity
- Flight misconnection
- Missed departure
- Flight misconnection
- Overbooked flight
- Personal liability
- Travel agent’s insolvency cover
- Travel re-route
- Rental car insurance excess
- Ransom
- Hijacking inconveniences
- Terrorism cover
The insurer may also set certain conditions for you to be eligible for some of the coverage listed above. When in about, always check with your insurer for help or read the terms and conditions of your policy.
Book the right travel insurance
You don’t want to worry about a host of events that may happen when you’re travelling. Get the right travel insurance with comprehensive coverage to travel worry-free. You can now compare travel insurance from 10 brands at Bjak within a few clicks. Tap on the link below to find out more.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
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