RHB is a well-known financial institution in Malaysia that offers various financial products to cater to the different needs of its consumers. But not many people recognise it as an insurance provider, especially in the travel industry.
Just as RHB car insurance, RHB travel insurance protects travellers from medical emergencies and travel inconveniences during their trips through two policies called the Annual Travel Protector Insurance and Travel Protector Plus Insurance. Read on to find out more details about the plan in this article.
Annual Travel Protector Insurance
RHB’s Annual Travel Protector Insurance offers comprehensive coverage for accidental death, bodily injury or illness and travel inconveniences during a trip. This policy is recommended for multiple trips and for frequent travellers who travel more than 3 times a year for better coverage.
Here are some of the key benefits of this plan:
- Medical expenses, up to RM600,000 (including overseas COVID-19 coverage)
- Luggage damage, up to RM7,500
- 24-hour travel and medical assistance worldwide
- Accidental death and permanent disablement, up to RM500,000
- Emergency evacuation and repatriation, up to RM3,000,000
- Trip cancellation or curtailment up to RM40,000
The Annual Travel Protector Insurance is offered in two forms — Advance Plan and Supreme Plan — with varying amounts of coverage and premium. It covers all overseas travel and trips from Peninsular Malaysia to East Malaysia (and vice versa only).
Travel Protector Plus Insurance
Like RHB’s Annual Protector Plan, Travel Protector Plus Insurance also offers comprehensive insurance for accidental death, bodily injury or illness and travel inconveniences during a trip. However, this policy is only available for single trips and it is not suitable for frequent travellers.
Here are some of the key benefits of this plan:
- Medical expenses, up to RM500,000 (including overseas covid-19 coverage)
- Luggage damage, up to RM10,000
- 24-hour travel and medical assistance worldwide
- Covers individual and spouse at a discounted premium
- Accidental death and permanent disablement, up to RM300,000
- Emergency evacuation and repatriation, up to RM3,000,000
The Travel Protector Plus Insurance comes in two forms — Advance Plan and Supreme Plan — with varying amounts of coverage and premium. It covers both domestic and international trips.
Who is eligible?
To apply for RHB travel policies you must meet one of the following requirements:
- All Malaysians
- Permanent residents of Malaysia
- Holders of valid working permit or dependent passes in Malaysia
- Passengers departing from Malaysia
- Children aged 30 days and adults of up to 80 years for Annual Travel Protector Plan
- Children aged 30 days to 19 years old (extended up to the age of 23 if still studying, unmarried and not gainfully employed) and 19 to 80 years for adults
Why choose RHB Travel Insurance?
- High compensation – RHB offers up to RM3 million as compensation for matters, such as emergency evacuation and repatriation during travels
- COVID-19 coverage – Its travel policies are enhanced with COVID-19 medical expenses
- Single-trip or annual plan – Conveniently choose between the single-trip plan or the annual plan depending on the frequency of your travelling.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!
Read more:
