INTRODUCTION
Cars for New Drivers aren’t just about style or brand; they also need to be practical, easy to maintain, and affordable to insure. Other than that, for new drivers choosing their first vehicle, maintenance costs, fuel efficiency, and insurance premiums can heavily influence monthly expenses. Similarly, picking a car that’s simple to service and inexpensive to run can help prevent unnecessary financial strain.
Furthermore, BJAK makes the decision process much easier. Indeed, through a single platform, new drivers can quickly compare policies from leading insurance and Takaful providers. Nevertheless, this helps them make a smarter, more confident choice without feeling financially burdened.
1. Why New Drivers Should Choose Easy-to-Maintain Cars
Cars that are easy to maintain help avoid unexpected expenses and reduce the risk of breakdowns. Key reasons include:
- Low service costs and widely available spare parts
- Most mechanics can handle popular models
- Lower risk of breakdowns
- More stable insurance premiums due to lower risk
Popular choices include Perodua and Proton models, known for their wallet-friendly maintenance.
2. Factors Determining Affordable Insurance for New Drivers
New drivers are often considered “higher risk,” so premiums may be higher depending on:
a) Driver Age
Owners under 26 typically receive higher premiums.
b) Engine Capacity
- Small engines (1.0L–1.5L) = lower insurance
- Large SUVs (2.0L and above) = higher premiums
c) Car Market Value
Higher vehicle value = higher comprehensive premium.
d) No Claim Discount (NCD)
New drivers usually start at 25%. Avoid unnecessary OD claims as they can reduce your NCD.
BJAK helps compare premiums across multiple insurers in a single click, so you understand price and benefit differences clearly.
3. Most Suitable Car Models for New Drivers
Perodua Axia / Bezza
- Low insurance premiums
- Low service costs
- Fuel-efficient
- Ideal for daily use or learning to drive
Proton Saga
- Stable and easy to service
- Insurance still low
- Spare parts widely available and cheap
Myvi
- Popular in Malaysia
- Moderate insurance but still affordable
- High resale value
Imported Cars?
- Less suitable — higher insurance, slower spare parts, and expensive maintenance.
4. How BJAK Helps New Drivers Save on Insurance
BJAK makes it simple for new drivers to:
- Compare premiums from over 16 insurers on one platform
- Get comprehensive policies at the most competitive prices
- Add protections like VIP Rescue, Key Care, or Warranty (if needed)
- Receive e-policies instantly without visiting a counter
Easy comparison like this ensures you never overpay.
5. Tips for Choosing Your First Car Without Headaches
- Opt for cars under 1.5L
- Choose models with cheap spare parts
- Don’t buy a large SUV just because it “looks good”
- Check insurance premiums on BJAK before buying
- Pick cars that are easy to resell
CONCLUSION
Choosing an easy-to-maintain and low-insurance car helps new drivers save significantly on maintenance and annual coverage. Moreover with BJAK’s comparison tools, you can identify the most suitable model for your budget and needs—stress-free and without the risk of making the wrong choice.
Read More:
Insurance & Add-ons – Choose Coverage Based on Car & Risk
